Santa Cruz Car Insurance Prices

Get Santa Cruz Auto Insurance Quotes Online

Before you can compare Santa Cruz car insurance rates, you will need to get a good number of quotes from California car insurance companies. 4 or 5 should give you enough of a selection to compare.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple Santa Cruz car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your Santa Cruz car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper Santa Cruz Car Insurance

If buying Santa Cruz car insurance online is not your cup of tea, there are other ways to secure insurance on your vehicles.

If you'd rather contact a Santa Cruz insurance agent directly, you can search for Santa Cruz insurance agents by clicking the 'Find an Agent' link on our menu.
It's always possible to go directly to the websites of companies like Farmers Insurance, Allstate, State Farm or Libery Mutual to get a direct car insurance quote.
Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your Santa Cruz Auto Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

Be a Safe Driver - Santa Cruz drivers who obey the law pay much less than poor drivers.
Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
Don't File Small Claims - Insureds who have a tendancy to file small claims will pay higher rates than those who choose to pay small claims out-of-pocket.
Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.