San Jose Car Insurance Prices
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Insurance and Finance Writer
Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...
Alexandra Arcand
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Eric Stauffer
Updated July 2025
Get San Jose Auto Insurance Quotes Online
Before you can compare San Jose car insurance rates, you will need to get a good number of quotes from California car insurance companies. 4 or 5 should give you enough of a selection to compare.
To start, simply click the graphic above and you will be taken to a short form where you can get multiple San Jose car insurance quotes just by completing the one form.
Find Lower Insurance Prices
As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.
Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.
Factors that determine your San Jose car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.
Find Cheaper San Jose Car Insurance
If buying San Jose car insurance online is not your cup of tea, there are other ways to secure insurance on your vehicles.
- If you'd rather contact a San Jose insurance agent directly, you can search for San Jose insurance agents by clicking the 'Find an Agent' link on our menu.
- It's always possible to go directly to the websites of companies like Farmers Insurance, Allstate, State Farm or Libery Mutual to get a direct car insurance quote.
- Your friends and family are a good source of car insurance referal information, both good and bad.
Slash your San Jose Auto Insurance Prices
In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.
- Be a Safe Driver - San Jose drivers who obey the law pay much less than poor drivers.
- Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
- Don't File Small Claims - Insureds who have a tendancy to file small claims will pay higher rates than those who choose to pay small claims out-of-pocket.
- Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.
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San Jose Insurance Agents
Listed below are San Jose agents who may be able to help you find California car insurance. View all San Jose insurance agents.
Kim Trang Nguyen
2185 Tully Rd
San Jose, CA 95122
Edward E Campbell Insurance
1720 Ocala Ave
San Jose, CA 95122
Astoria Insurance Brokera
2175 The Alameda Ste 107
San Jose, CA 95126
Cost Insurance Services
1040 Park Ave
San Jose, CA 95126
David L Towle Insurance Agency
1260 S Bascom Ave
San Jose, CA 95128
Metrowide Insurance Services
621 Tully Rd
San Jose, CA 95111
Keith Weaver
4606 Meridian Ave Ste F
San Jose, CA 95124
Ho Quang Nhut Insurance Agency
2048 Tully Rd
San Jose, CA 95122
Carynell Insurance Services
1711 Mckee Rd Ste C
San Jose, CA 95116
Dana Zhang
2695 Moorpark Ave # 100
San Jose, CA 95128
Walt Firstbrook Insurance Agency
1260 S Bascom Ave
San Jose, CA 95128
Wayne Hopp
1610 Blossom Hill Rd Ste 11
San Jose, CA 95124
Paul Middleton Insurance Agency
1468 S De Anza Blvd
San Jose, CA 95129
Hieu Truong
1625 Alum Rock Ave
San Jose, CA 95116
Jaime Ulloa
420 S White Rd
San Jose, CA 95127
Victor Quoc Tieu
102 W Alma Ave
San Jose, CA 95110
Nature Insurance Agency
121 E Gish Rd
San Jose, CA 95112
Michael Fiamingo
1155 Meridian Ave Ste 212
San Jose, CA 95125
Tammy Nguyen
2549 S King Rd Ste A10
San Jose, CA 95122
Archway Insurance Brokers
1641 N 1st St Ste 150
San Jose, CA 95112
Iris Wise
2990a Union Ave
San Jose, CA 95124
Al Chavez
4820 Harwood Rd Ste 150
San Jose, CA 95124
Clayton Insurance Agency
1731 Technology Dr Ste 250
San Jose, CA 95110
Dempsey Insurance Service
1641 N 1st St Ste 170
San Jose, CA 95112
Roger Nguyen
478 E Santa Clara St Ste 216
San Jose, CA 95112
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