Sacramento Car Insurance Prices

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Find the Lowest Car Insurance Rates Today

Quote’s drivers have found rates as low as $42/month in the last few days!

Updated Jul 2024
Allstate's best-in-class products and services help provide innovative protection and retirement solutions to ... more
Allstate's best-in-class products and services help provide innovative protection and retirement solutions to millions of households nationwide.\n\nOur evolving business strategies and solutions continue to reinvent the industry standards, helping our customers better protect what they have today and prepare for a brig less
3.98
Average pricing $
Updated Jan 2025
Learn more about USAA, what products they offer, what their consumers think about them and how they compare ag... more
Learn more about USAA, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.68
Good pricing $$
Updated Dec 2021
Learn more about Nationwide, what products they offer, what their consumers think about them and how they comp... more
Learn more about Nationwide, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.00
Average pricing $
Updated Nov 2024
Geico, short for Government Employees Insurance Company, is an American auto insurance company. It was founded... more
Geico, short for Government Employees Insurance Company, is an American auto insurance company. It was founded in 1936 and is currently headquartered in Chevy Chase, Maryland. Geico is known for its catchy advertising campaigns and its focus on providing affordable car insurance to a wide range of customers. The compan less
4.11
Average pricing $

Table of Contents

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Written by
Alexandra Arcand
Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Reviewed by
Eric Stauffer

Updated July 2025

Get Sacramento Car Insurance Quotes Online

To adequately compare Sacramento car insurance quotes, you need to first obtain enough quotes from enough companies to make a comparison. Four to five quotes from different companies should be enough to compare rates.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple Sacramento car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your Sacramento car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper Sacramento Auto Insurance

You can always try these other techniques to find the best deal on Sacramento car insurance.

  • If you'd rather contact a Sacramento insurance agent directly, you can search for Sacramento insurance agents by clicking the 'Find an Agent' link on our menu.
  • If you want to take the time to duplicate your data entry, you can go directly to company websites like Liberty Mutual, State Farm, Allstate or Farmers Insurance to get quotes.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your Sacramento Car Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - Sacramento drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Reconsider Small Claims - If you have a claim that's not very much in excess of your deductible, just pay the claim yourself. Claim-free drivers pay lower rates.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

Free Insurance Comparison

Compare Quotes From Top Companies and Save

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Sacramento Insurance Agents

Listed below are Sacramento agents who may be able to help you find California car insurance. View all Sacramento insurance agents.

Jack C Chew & Company
5002 Freeport Blvd
Sacramento, CA 95822

Kelly Leif
2775 Cottage Way Ste 35
Sacramento, CA 95825

Baja Insurance Services
1502 W El Camino Ave
Sacramento, CA 95833

Heritage West Insurance
2365 El Camino Ave Ste G
Sacramento, CA 95821

Sean Timmons
7311 Greenhaven Dr Ste 240
Sacramento, CA 95831

John Harris Insurance Agency
3400 Watt Ave Ste 102
Sacramento, CA 95821

Shana L Mangal-Moore
1511 Corporate Way Ste 100
Sacramento, CA 95831

Dan Maust
9555 Folsom Blvd Ste E
Sacramento, CA 95827

Chris Lo
5037 Stockton Blvd
Sacramento, CA 95820

Brooke Agency – Michael Del Rosario
2420 Del Paso Rd Ste 145
Sacramento, CA 95834

Brian Clark
2331 El Camino Ave
Sacramento, CA 95821

Alan Cummins
6355 Riverside Blvd Ste R
Sacramento, CA 95831

McGee & Thielen Insurance Brokers
3780 Rosin Ct Ste 200
Sacramento, CA 95834

Statewide Insurance Services
2371 El Camino Ave
Sacramento, CA 95821

Collage Services
4603 Broadway
Sacramento, CA 95820

Albert Varlamov
7651 Daly Ave Ste D
Sacramento, CA 95842

Big Savings Insurance Agency
7837 Stockton Blvd # 300
Sacramento, CA 95823

Ken Sou
2215 16th St
Sacramento, CA 95818

Sledge Insurance Services
2413 Howe Ave
Sacramento, CA 95825

River Valley Insurance
3841 N Freeway Blvd Ste 150
Sacramento, CA 95834

Calco Insurance Brokers & Agents
8950 Cal Center Dr Ste 301
Sacramento, CA 95826

Lucini Parish Insurance
3301 Watt Ave Ste 300
Sacramento, CA 95821

Brooke Agency – Fausto Bucheli
3308 El Camino Ave Ste 400
Sacramento, CA 95821

Frank Kwong
6130 Freeport Blvd Ste 100
Sacramento, CA 95822

John Lee
650 Howe Ave Ste 1030
Sacramento, CA 95825

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