1992 BMW 3 Series Insurance Rates

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Written by:

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

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Written by Alexandra Arcand

Insurance and Finance Writer

Reviewed by:

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

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Reviewed by Eric Stauffer

Licensed Insurance Agent

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UPDATED: Jul 2, 2025

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Using the web to shop for car insurance can seem like an uphill battle if you are a beginner to online quotes. Don't let that stop you because it's surprisingly simple to do. To find the best car insurance prices, there are several ways to get quotes from different insurance companies. The easiest way by far to find the lowest BMW rates is to perform an online rate comparison. It is quite easy and can be accomplished by clicking below.

Click to View Rates Effective July 18th, 2025

Insurance premiums on a BMW 3 Series can vary widely and are calculated by many factors. Taken into consideration are:

Traffic citations increase rates
Better credit equals lower rates
Big city or small town
The number of annual miles
Male drivers pay higher rates
Higher deductibles save money
Your vehicle's safety rating
Your occupation
The amount of protection requested
Whether you rent or own your home

If the lowest price is important, the best way to know whether prices are lower online or from agents is to take the time to compare rates from both. You could possible even receive different price quotes when getting a price from both an agent and online from the SAME company. It's just impossible to know which method provides the best price unless you compare quotes for identical coverages from both. When comparison shopping, comparing more rates will increase your chances of finding a better price. A few auto insurance companies in your area are as follows:

Geico
MetLife
State Farm
Progressive
Mercury Insurance
21st Century
Allstate
Nationwide
SAFECO
American Family

Lots more auto insurance companies sell insurance in your location, so you should review price quotes from all available car insurance companies to lower your rates.