2004 BMW 3 Series Insurance Rates

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Written by:

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

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Written by Alexandra Arcand

Insurance and Finance Writer

Reviewed by:

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

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Reviewed by Eric Stauffer

Licensed Insurance Agent

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UPDATED: Jul 2, 2025

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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If you're new to shopping for car insurance online, it's easy to be confused due to the large number of companies all offering big savings on 2004 BMW 3 Series insurance.
The are a couple different ways of comparing rates from different insurance companies. The easiest way by far to find the cheapest BMW insurance rates involves getting comparison quotes online. This can be done by clicking below.

Click to View Rates Effective July 18th, 2025

Car insurance premiums for a 2004 BMW 3 Series can be significantly different subject to many criteria. Including but not limited to:

Any tickets you may have
Credit rating
Your location
How many miles you drive
Male drivers pay higher rates
Higher deductibles save money
NTSB crash rating for your vehicle
Your claim history
Being a member of certain organizations
Owning a home can lower rates

If you're concerned about not having professional advice when buying car insurance direct, don't be too concerned. Car insurance companies provide toll-free numbers to answer your questions. It's important to know that more quotes will increase your chances of finding a lower rate for your BMW 3 Series. Some car insurance companies in your area that provide 2004 BMW coverage are listed below.

Geico
MetLife
State Farm
Progressive
Mercury Insurance
21st Century
Allstate
Nationwide
SAFECO
American Family

Dozens more car insurance companies sell insurance in your state, so you should review rate quotes from as many auto insurance companies as possible so you find the cheapest 2004 BMW 3 Series coverage.