2016 BMW 3 Series Insurance Rates

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Written by:

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

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Written by Alexandra Arcand

Insurance and Finance Writer

Reviewed by:

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

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Reviewed by Eric Stauffer

Licensed Insurance Agent

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UPDATED: Jul 2, 2025

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Finding the lowest price for car insurance can seem like an uphill battle if you have never used online rate quotes. But relax because it's surprisingly simple to do. When shopping for car insurance there are multiple ways to compare rate quotes and find the best price. The best method to find competitive BMW insurance rates consists of shopping online. This is very easy and can be done by clicking below.

Click to View Rates Effective July 18th, 2025

Car insurance premiums for a 2016 BMW 3 Series can fluctuate considerably subject to many criteria. A few of these criteria are:

Traffic violations
Credit rating
Male drivers pay higher rates
The deductible you choose
NTSB crash rating for your vehicle
No claims lowers premiums
Professional memberships
Owning a home can lower rates

Is it cheaper to buy car insurance online? It's hard to say exactly because there are many factors that influence how your policy is priced. Common sense would say that buying directly from the company saves money because there is no commission.
When quoting car insurance, remember that comparing more rates provides better odds of finding a better price. Some car insurance companies in your area that provide 2016 BMW coverage are listed below.

Geico
MetLife
State Farm
Progressive
Mercury Insurance
21st Century
Allstate
Nationwide
SAFECO
American Family

Lots more car insurance companies provide insurance where you live, so it's imporant to get premium costs from as many insurers as possible so you find the cheapest 2016 BMW 3 Series coverage.