BMW 4 Series Insurance Rates

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Written by:

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

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Written by Alexandra Arcand

Insurance and Finance Writer

Reviewed by:

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

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Reviewed by Eric Stauffer

Licensed Insurance Agent

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UPDATED: Jul 2, 2025

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Comparing auto insurance rates onlinecan be complicatedif you have never usedonline rate quotes. Don't let that stop youbecause we're going to show you how. Reducing your 4 Seriesinsurance ratesis actually quite simple. All that's required is tospend a few minutes on the computerto compare quotesonline with multiple companies. It is quite easy and can be accomplishedby putting your zip codein the box at the top of this page.

Insurance premiumsfor your BMW 4 Serieswill vary greatlysubject to many criteria. A few of these criteria are:

Traffic citations increase rates
Your credit history
Where you reside
High miles vs. low miles
Your sex
Deductible amount
NTSB crash rating for your vehicle
Whether or not you have claims
No coverage lapses saves money
Owning a home can lower rates

Is it cheaper to buy online?It's hard to say exactlysince there may be dozens of rate factorsthat are calculated into your premium. Many people thinkthat buying car insurance onlinesaves by not paying a commission.
When quoting auto insurance, remember thathaving more price comparisonsprovides better odds of findinglower pricing.

Factors shown aboveaid in calculatingyour premium ratesbut the age of your BMW 4 Seriesalso plays a part. Choose your vehicle yearin the list belowto get specificrate quote information.

New California Car Insurance Rates on BMW 4 Series Vehicles Effective July 18th, 2025

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