1994 Ford Explorer Insurance Rates

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Written by:

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

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Written by Alexandra Arcand

Insurance and Finance Writer

Reviewed by:

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

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Reviewed by Eric Stauffer

Licensed Insurance Agent

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UPDATED: Jul 2, 2025

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Finding the lowest price for car insurance is challenging if you're new to online quoting. But don't be discouraged because using the internet to shop for car insurance is actually quite easy. When shopping for car insurance there are multiple ways to compare rate quotes from car insurance companies in your area. The fastest way to find competitive Ford insurance rates consists of shopping online. This is very easy and can be done by clicking below to compare rates.

Click to View Rates Effective July 17th, 2025

Insurance premiums on a Ford Explorer can fluctuate considerably subject to many criteria. A few of these criteria are:

Traffic violations
Credit rating impacts rates
Where you reside
The number of annual miles
Men typically pay more than women
Low deductibles cost more
NTSB crash rating for your vehicle
What you do for a living
Your coverage level
Owning a home can lower rates

Is it cheaper to buy car insurance online? A lot of shoppers won't buy anywhere else, but it's impossible to say since there are many things that are calculated into your premium. Common sense would say that buying car insurance online saves money because there is no commission.
When comparing car insurance rates, know that having more price comparisons should enable you to find the best offered rates. A few car insurance companies in your area are as follows:

State Farm
Farmers Insurance
Progressive
Geico
Auto-Owners Insurance
The Hartford
Farm Bureau
USAA
Nationwide
Travelers

More car insurance companies are able to provide coverage where you live, and industry experts recommend you compare premium costs for every insurer to find the best price.