1996 Ford Explorer Insurance Rates

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Written by:

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

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Written by Alexandra Arcand

Insurance and Finance Writer

Reviewed by:

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

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Reviewed by Eric Stauffer

Licensed Insurance Agent

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UPDATED: Jul 2, 2025

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If this is your first time buying car insurance online, you may be overwhelmed due to the large number of companies selling insurance.
The are a couple different ways to get quotes from car insurance companies in your area. The best method to find the lowest Ford rates involves getting comparison quotes online. This can be done by clicking below to compare rates.

Click to View Rates Effective July 17th, 2025

Auto insurance rates for your Ford Explorer can vary widely depending on several factors. Including but not limited to:

Traffic citations increase rates
Credit rating impacts rates
Men typically pay more than women
Higher deductibles save money
Crash test rating for your Ford
What you do for a living
Your coverage level
Home ownership saves money

If you're concerned about not getting proper coverage when buying direct, that is normal but is not a big issue. Online car insurance companies that require consumers to choose their own coverages have toll-free phone numbers and other options for getting questions answered. They also offer the ability to chat online live with a sales rep and online research so you can feel comfortable buying online. When comparing car insurance rates, know that obtaining a wide range of quotes provides better odds of finding lower pricing. Some insurers that provide coverage for a 1996 Ford Explorer are: