2004 Ford Explorer Insurance Rates

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Written by:

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

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Written by Alexandra Arcand

Insurance and Finance Writer

Reviewed by:

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

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Reviewed by Eric Stauffer

Licensed Insurance Agent

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UPDATED: Jul 2, 2025

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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If you're new to shopping for car insurance online, you may be confused by the hoards of companies offering insurance for your 2004 Ford Explorer.
The are a couple different ways to compare rate quotes from local car insurance companies. The best way to find competitive Ford insurance rates involves getting comparison quotes online. This can be done by clicking below to compare rates.

Click to View Rates Effective July 17th, 2025

Car insurance premiums for a 2004 Ford Explorer can fluctuate considerably subject to many criteria. Including but not limited to:

Traffic violations
Credit rating
Your location
How many miles you drive
Men typically pay more than women
Low deductibles cost more
NTSB crash rating for your vehicle
Your job
The amount of protection requested
Owning a home can lower rates

If you're concerned about not having professional advice when buying car insurance direct, don't be too concerned. Auto insurance companies provide toll-free numbers to answer any questions you may have. When comparison shopping, obtaining a wide range of quotes will improve the odds of getting a lower rate for your Ford Explorer. Some car insurance companies in your area that provide 2004 Ford coverage are listed below.

State Farm
Farmers Insurance
Progressive
Geico
Auto-Owners Insurance
The Hartford
Farm Bureau
USAA
Nationwide
Travelers

Dozens more car insurance companies can protect your Ford where you live, and you need to review rate quotes from as many insurers as possible so you find the cheapest 2004 Ford Explorer coverage.