2005 Ford Explorer Insurance Rates

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Written by:

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

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Written by Alexandra Arcand

Insurance and Finance Writer

Reviewed by:

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

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Reviewed by Eric Stauffer

Licensed Insurance Agent

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UPDATED: Jul 2, 2025

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If you are a novice to online car insurance shopping, you may be overwhelmed due to the large number of companies offering coverage for a 2005 Ford Explorer.
The are a couple different ways to get quotes from car insurance companies in your area. By far the easiest way to find the lowest Ford rates involves getting comparison quotes online. This can be done by clicking below to compare rates.

Click to View Rates Effective July 18th, 2025

Insurance premiums on a Ford Explorer can vary widely depending on several factors. Including but not limited to:

Traffic citations increase rates
Credit rating impacts rates
Men typically pay more than women
Higher deductibles save money
Crash test rating for your Ford
Claims drive up premiums
Membership in certain organizations
Home ownership saves money

If you're concerned about not getting advice from an agent when buying direct, this really isn't an issue. Online car insurance companies that require consumers to choose their own coverages provide options for customer questions. They also have anytime access to help and a customer research section you can access prior to buying. When comparing car insurance rates, know that comparing more rates will enable you to find the best offered rates. A few insurers in your area are as follows: