2012 Ford Explorer Insurance Rates

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Written by:

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

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Written by Alexandra Arcand

Insurance and Finance Writer

Reviewed by:

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

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Reviewed by Eric Stauffer

Licensed Insurance Agent

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UPDATED: Jul 2, 2025

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If you've never shopped for car insurance online, you may be overwhelmed due to the large number of companies wanting to insure your 2012 Ford Explorer.
The are a couple different ways to get quotes from car insurance companies in your area. The fastest way to find the lowest Ford rates involves getting comparison quotes online. This can be done by clicking below.

Click to View Rates Effective July 17th, 2025

Insurance premiums on a Ford Explorer can vary widely subject to many criteria. Including but not limited to:

Traffic citations increase rates
Credit rating impacts rates
Your location
The number of annual miles
Male drivers pay higher rates
Higher deductibles save money
NTSB crash rating for your vehicle
What you do for a living
Your coverage level
Owning a home can lower rates

If you're concerned about not having an agent to talk to when buying car insurance direct, don't sweat it. Online car insurance companies that require consumers to choose their own coverages provide options to walk you through the process. They also offer help pages and frequently asked questions that you can use if you have questions. When comparing car insurance rates, know that comparing a large number of companies should enable you to find the best rates on a Ford Explorer. A few car insurance companies in your area are as follows:

State Farm
Farmers Insurance
Progressive
Geico
Auto-Owners Insurance
The Hartford
Farm Bureau
USAA
Nationwide
Travelers

Many more car insurance companies are able to provide coverage in your location, and industry experts recommend you compare rate estimates for every company to find the best price.