2016 Ford Explorer Insurance Rates

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Written by:

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

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Written by Alexandra Arcand

Insurance and Finance Writer

Reviewed by:

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

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Reviewed by Eric Stauffer

Licensed Insurance Agent

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UPDATED: Jul 2, 2025

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Using the web to shop for car insurance can seem like an uphill battle if you have never used online quoting. But don't be discouraged because it's surprisingly simple to do. When shopping for car insurance there are multiple ways to compare rate quotes from car insurance companies in your area. The easiest way to find competitive Ford insurance rates consists of shopping online. This is very easy and can be done by clicking below to compare rates.

Click to View Rates Effective July 17th, 2025

Car insurance premiums for a 2016 Ford Explorer can fluctuate considerably depending on several factors. A few of these criteria are:

Traffic violations
Credit rating
Men typically pay more than women
Low deductibles cost more
Crash test rating for your Ford
What you do for a living
Your coverage level
Home ownership saves money

Does buying online save money? It's difficult to say for sure because there are many factors that influence how your policy is priced. It's a common assumption that going direct saves the commission normally paid to an agent.
When comparing car insurance rates, know that comparing more rates helps locate a better price. Some insurers in your area that provide 2016 Ford coverage are listed below.

State Farm
Farmers Insurance
Progressive
Geico
Auto-Owners Insurance
The Hartford
Farm Bureau
USAA
Nationwide
Travelers

Lots more insurers offer coverage where you live, and you should compare price quotes from as many insurers as possible so you find the cheapest 2016 Ford Explorer coverage.