2005 Ford F-150 Insurance Rates

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Written by:

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

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Written by Alexandra Arcand

Insurance and Finance Writer

Reviewed by:

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

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Reviewed by Eric Stauffer

Licensed Insurance Agent

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UPDATED: Jul 2, 2025

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Using the web to shop for car insurance may seem to be difficult if you are a beginner to online quoting. Don't let that stop you because it's easier than you think. When shopping for car insurance there are multiple ways of comparing rates and find the best price. The simplest method to find the cheapest Ford insurance rates consists of shopping online. This is very easy and can be done by clicking the button below to compare rate quotes.

Click to View Rates Effective July 18th, 2025

Insurance rates paid to insure a 2005 Ford F-150 can be significantly different depending on several factors. A few of these criteria are:

Any tickets you may have
Better credit equals lower rates
Where you reside
Annual mileage
Male rates may be higher
Higher deductibles save money
Crash test rating for your Ford
No claims lowers premiums
Membership in certain organizations
Home ownership saves money

Does buying online save money? Many people swear by it, but it's difficult to answer since there may be dozens of rate factors that impact your rate calculation. It's a common assumption that buying car insurance online saves the commission normally paid to an agent.
When comparing car insurance rates, know that more comparison quotes will help you get lower pricing. Insurers near you that can insure a 2005 Ford F-150 including but not limited to are:

State Farm
Farmers Insurance
Progressive
Geico
Auto-Owners Insurance
The Hartford
Farm Bureau
USAA
Nationwide
Travelers

Multiple insurers can insure your Ford in your state, and you need to get price quotes from all available auto insurance companies to lower your rates.