2005 Nissan Xterra Insurance Rates

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Written by:

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

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Written by Alexandra Arcand

Insurance and Finance Writer

Reviewed by:

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

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Reviewed by Eric Stauffer

Licensed Insurance Agent

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UPDATED: Jul 2, 2025

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If you've never bought insurance online, it's easy to be confused due to the large number of companies trying to insure your 2005 Nissan Xterra.
The are a couple different ways to get quotes from local car insurance companies. The simplest method to find the lowest Nissan rates involves getting comparison quotes online. This can be done by clicking below to compare rates.

Click to View Rates Effective July 18th, 2025

Insurance rates paid to insure a 2005 Nissan Xterra can vary widely depending on several factors. Including but not limited to:

Traffic citations increase rates
Credit rating impacts rates
Your location
Annual mileage
Men typically pay more than women
Higher deductibles save money
Crash test rating for your Nissan
Whether or not you have claims
Being a member of certain organizations
Home ownership saves money

If you're concerned about whether or not you'll have guidance when buying direct, that is quite common when buying online the first time. Online car insurance companies that require consumers to choose their own coverages have customer service departments to help you decide which coverages are appropriate. It's important to know that comparing a large number of companies will help you get cheaper coverage on a Nissan Xterra. Insurers near you that can insure a 2005 Nissan Xterra including but not limited to are: