2012 Toyota 4Runner Insurance Rates

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Written by:

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

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Written by Alexandra Arcand

Insurance and Finance Writer

Reviewed by:

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

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Reviewed by Eric Stauffer

Licensed Insurance Agent

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UPDATED: Jul 2, 2025

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People who are new to comparison shopping online may find purchasing affordable 4Runner insurance quite difficult.
There are several ways of comparing rates and find the best price. The recommended way to find the cheapest Toyota insurance rates is to get quotes online. This can be accomplished by clicking below.

Click to View Rates Effective July 18th, 2025

Auto insurance rates for your Toyota 4Runner can be significantly different subject to many criteria. Some of these factors include:

Any tickets you may have
Credit rating impacts rates
Male drivers pay higher rates
Deductible amount
NTSB crash rating for your vehicle
No claims lowers premiums
Being a member of certain organizations
Owning a home can lower rates

Insurance agents are a valuable resource, but you also have the option of buying car insurance direct from companies online. Certain companies, such as State Farm, Allstate and Farmers, who employ agents additionally provide the ability to quote and buy online, and that can save time.

It's important to know that quoting more gives you a better chance of getting cheaper coverage on a Toyota 4Runner. Some car insurance companies that provide coverage for a 2012 Toyota 4Runner are:

Farmers Insurance
Esurance
State Farm
Geico
Allstate
SAFECO
Farm Bureau
Progressive
AAA
Mercury Insurance

Quite a few more car insurance companies provide coverage in your state, so we recommend you get rate quotes for every provider to find the best price.