SR-22 filings and California SR-22 car insurance
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Alexandra Arcand
Insurance and Finance Writer
Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...
Insurance and Finance Writer
UPDATED: Jul 14, 2025
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 14, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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What is a California SR-22 filing?
A SR22 filing is required in California in cases of unsatisfied judgments, major convictions, suspended licenses or failure to maintain liability insurance at the time of an accident. SR22’s are filed by your California car insurance company to the California Department of Motor Vehicles (DMV). A California SR-22 filing can remove a driver’s license suspension placed by the DMV by stating the insurance company has issued a policy with at least the minimum liability coverage required, and also that the DMV will be notified if the car insurance lapses for any reason. You may be required to file a SR22 for up to three years.
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Situations requiring a SR-22 filing in California
A SR22 may be required under these circumstances or violations:
- Hit and run convictions
- Driving under the influence of drugs or alcohol (DUI)
- Reckless driving
- Too many traffic tickets in a short time period
- License revocation
- Involvement in an uninsured accident
Major traffic offenses remain on your driving record for seven years. Minor convictions such as speeding tickets, stop sign violations, failure to yield, etc. will remain on your driving record for three years. Minor violations do not require a SR22 filing in California.
California SR-22, SR-26 and SR-1 forms
Do not confuse the SR-22 form with the SR-26 or SR-1 forms. The SR-26 form is used to cancel the SR-22 once proof is no longer required. The SR-1 form is the California Traffic Accident Report Form that is filled out whenever you are involved in an accident. You have ten days from the date of the accident to complete the SR-1 form if there is bodily injury or damage that is greater than $750.
Don’t despair! California car insurance for SR-22 filers is available!
If you are in need of car insurance in California and you are required to obtain an SR-22 California Insurance Proof Certificate, some insurance companies will file the SR-22 form for you. Progressive Insurance and The General are two insurance companies who can help you file your SR-22 in California. To get an online quote from either company, simply follow this link for low California car insurance rates!
Source: CarInsuranceQuotes-California.com
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Alexandra Arcand
Insurance and Finance Writer
Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...
Insurance and Finance Writer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.