Children and Auto Accidents – Are seat belts to blame?
UPDATED: Jul 14, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
UPDATED: Jul 14, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 14, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
UPDATED: Jul 14, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
“Nearly 500 children between the ages of five and nine are killed each year in auto accidents, and over 100,000 are injured due to improper seat belt use,” says Judith Lee Stone, president for Advocates for Highway Safety.
Statistics
Statistics from the Advocates for Highway Safety, a nonprofit highway safety group, and the Child Passenger Safety Study, a joint venture among State Farm Mutual Automobile Insurance Co., the Children’s Hospital of Philadelphia, and the University of Pennsylvania, show that children under the age of 10 are most susceptible to injury in car accidents because they are wearing adult seat belts when they should in fact still be in child safety seats.
The Child Passenger Safety Study found that more than 80% of children between the ages of four and eight are properly restrained. However, 40% of children between the ages of one and two and 20% of children between the ages of nine and 15 are not properly restrained. “With these kinds of statistics, something needs to be done,” notes Stone.
A Call for Change!
Stone believes there should be state and federal requirements on the use of booster seats, which provide a “platform” that lifts the child up from the seat and allows the seatbelt to fit properly. This would allow children who are too big for toddler restraints, but too small for adult safety belts, to ride safely. Washington, Arkansas and California have already implemented a booster seat law, requiring children under the age of six or 60 pounds, to use a booster seat. “Fifteen to twenty other states are considering the same act,” says Stone.
Tim Hurd, a spokesperson for the National Highway Traffic Safety Administration (NHTSA) says that the Transportation Recall Enhancement, Accountability, and Documentation (TREAD) Act, enacted on November 1, 2000, addresses the need for booster seats. He believes booster seats are the primary way to curb death and injuries for those in the four-to-eight year old age group.
Insurance.com’s website contains many useful and informative articles on auto safety, and also provides a great way to comparison shop for auto insurance. Insurance.com’s auto insurance comparison application enables you to evaluate multiple rates from top insurance providers—helping you find the best and cheapest auto insurance coverage for your budget.
Read more car insurance articles at Insurance.com
Source: Insurance.com
Free Auto Insurance Comparison
Fast and Free Quotes from Top-rated Companies and Local Agents
Secured with SHA-256 Encryption
Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.