2008 BMW 1 Series Insurance Rates

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Written by:

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

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Written by Alexandra Arcand

Insurance and Finance Writer

Reviewed by:

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

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Reviewed by Eric Stauffer

Licensed Insurance Agent

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UPDATED: Jul 2, 2025

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Finding the lowest price for auto insurance can be a challenge if you have never used online quotes. But don't be discouraged because online price shopping is actually quite simple. Lowering your auto insurance rates can be quick and easy. The only thing you need to do is take a few minutes to get quotes provided by online insurance companies. It is quite easy and can be accomplished by clicking the button below.

Click to View Rates Effective July 18th, 2025

Car insurance premiums for a 2008 BMW 1 Series can be significantly different depending on several factors. A few of these criteria are:

High performance increases premiums
Any accidents you may have
Whether you insure your home with the same company
Use of your vehicle
Add-on coverages such as rental reimbursement
Your claim history
Affiliation with professional organizations
Home ownership saves money

Is it cheaper to buy car insurance online? Many people swear by it, but it's difficult to answer since there are so many factors that impact your premium. Common sense would say that purchasing direct online saves money because there is no commission.
When comparison shopping, comparing a large number of companies will help you get a lower rate for your BMW 1 Series. Some insurers in your area that provide 2008 BMW coverage are listed below.

Geico
MetLife
State Farm
Progressive
Mercury Insurance
21st Century
Allstate
Nationwide
SAFECO
American Family

Dozens more insurers can insure your BMW in your state, and you need to get premium costs from as many auto insurance companies as possible so you find the cheapest 2008 BMW 1 Series coverage.