1998 BMW 3 Series Insurance Rates

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Written by:

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

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Written by Alexandra Arcand

Insurance and Finance Writer

Reviewed by:

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

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Reviewed by Eric Stauffer

Licensed Insurance Agent

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UPDATED: Jul 2, 2025

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Finding the lowest price for auto insurance can seem complicated if you are a beginner to online quoting. But don't be discouraged because we're going to show you how. Lowering your auto insurance rates can be surprisingly simple. You just need to take a few minutes comparing rates online with multiple companies. by clicking below to compare rates.

Click to View Rates Effective July 18th, 2025

Insurance rates paid to insure a 1998 BMW 3 Series will vary greatly subject to many criteria. Taken into consideration are:

The performance level of your BMW
Your accident report
Bundling home and auto policies
How you use your vehicle
Optional coverages like vehicle replacement
What you do for a living
Your coverage level
Owning a home can lower rates

For price-conscious consumers, the only way of knowing if local insurance agents or online providers are cheaper is to make apples-to-apples comparisons of both. It's even possible to receive different pricing comparing agents to online prices when they use both methods. It's difficult to tell which way will be cheaper until after you compare the same coverages both ways. When comparing auto insurance rates, know that more quotes will enable you to find better pricing. Car insurance companies near you that can insure a 1998 BMW 3 Series including but not limited to are:

Geico
MetLife
State Farm
Progressive
Mercury Insurance
21st Century
Allstate
Nationwide
SAFECO
American Family

Many additional car insurance companies offer quotes in your area, and it's recommended you compare premium costs from all available insurance companies to lower your rates.