1998 BMW 3 Series Insurance Rates

Finding the lowest price for auto insurance can seem complicated if you are a beginner to online quoting. But don't be discouraged because we're going to show you how. Lowering your auto insurance rates can be surprisingly simple. You just need to take a few minutes comparing rates online with multiple companies. by clicking below to compare rates.

Click to View Rates Effective March 5th, 2026

Insurance rates paid to insure a 1998 BMW 3 Series will vary greatly subject to many criteria. Taken into consideration are:

• The performance level of your BMW
• Your accident report
• Bundling home and auto policies
• How you use your vehicle
• Optional coverages like vehicle replacement
• What you do for a living
• Your coverage level
• Owning a home can lower rates

For price-conscious consumers, the only way of knowing if local insurance agents or online providers are cheaper is to make apples-to-apples comparisons of both. It's even possible to receive different pricing comparing agents to online prices when they use both methods. It's difficult to tell which way will be cheaper until after you compare the same coverages both ways. When comparing auto insurance rates, know that more quotes will enable you to find better pricing. Car insurance companies near you that can insure a 1998 BMW 3 Series including but not limited to are:

• Geico
• MetLife
• State Farm
• Progressive
• Mercury Insurance
• 21st Century
• Allstate
• Nationwide
• SAFECO
• American Family

Many additional car insurance companies offer quotes in your area, and it's recommended you compare premium costs from all available insurance companies to lower your rates.