2002 BMW 3 Series Insurance Rates
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Insurance and Finance Writer
Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...
Alexandra Arcand


Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Eric Stauffer
Updated July 2025
Saving money on auto insurance can seem like an uphill battle if you're new to online rate quotes. But don't be discouraged because we're going to show you how. Finding cheaper 3 Series coverage prices can be quick and easy. The only requirement is to take the time to compare quotes online from several insurance companies. by clicking the button below to compare rate quotes.
Click to View Rates Effective March 12th, 2026
Auto insurance rates for your BMW 3 Series can fluctuate considerably and are calculated by many factors. Taken into consideration are:
- Higher performance BMW vehicles cost more
- Accidents raise premiums
- Bundling home and auto policies
- Pleasure, commute or business use
- Special coverage such as replacement cost
- Claims drive up premiums
- Professional memberships
- Whether you rent or own your home
If the lowest price is important, the best way to know if car insurance prices are lower online or from agents is to take the time to compare rates from both. You could possible even receive different price quotes from the SAME company depending on if you quote online or with an agent. When quoting auto insurance, remember that more quotes should enable you to find a better price. Some auto insurance companies that provide coverage for a 2002 BMW 3 Series are:
- Geico
- MetLife
- State Farm
- Progressive
- Mercury Insurance
- 21st Century
- Allstate
- Nationwide
- SAFECO
- American Family
Lots more auto insurance companies are able to provide coverage where you live, and industry experts recommend you compare cost estimates for every insurer to find the best price.
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