2016 BMW Z4 Insurance Rates

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Written by:

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

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Written by Alexandra Arcand

Insurance and Finance Writer

Reviewed by:

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

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Reviewed by Eric Stauffer

Licensed Insurance Agent

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UPDATED: Jul 2, 2025

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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People who are new to comparison shopping online may find shopping for cheap Z4 insurance to be a formidable task.
There are several ways of comparing rates from different insurance companies. The best method to find the cheapest BMW insurance rates is to get quotes online. This can be accomplished by clicking below to compare rates.

Click to View Rates Effective July 18th, 2025

Insurance premiums on a BMW Z4 can be significantly different and are calculated by many factors. Some of these factors include:

Any tickets you may have
Better credit equals lower rates
Men typically pay more than women
Higher deductibles save money
Your vehicle's safety rating
Your occupation
The level of coverage
Whether you rent or own your home

Insurance agents are important to many people, but you also have the option of buying car insurance directly from online companies. Even companies like State Farm and Allstate who sell through agents also give you the ability to buy online, and that can save time to possibly find a better rate.

When quoting car insurance, remember that more quotes provides better odds of finding the best offered rates. A few auto insurance companies in your area are as follows:

Geico
MetLife
State Farm
Progressive
Mercury Insurance
21st Century
Allstate
Nationwide
SAFECO
American Family

More auto insurance companies provide insurance in your state, so it's imporant to get cost estimates from all available auto insurance companies to lower your rates.