1998 Ford Explorer Insurance Rates
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Insurance and Finance Writer
Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...
Alexandra Arcand
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Eric Stauffer
Updated July 2025
If this is your first time buying car insurance online, you may be overwhelmed due to the large number of companies selling insurance.
The are a couple different ways to compare rate quotes from car insurance companies in your area. The best method to find competitive Ford insurance rates involves getting comparison quotes online. This can be done by clicking below.
Click to View Rates Effective March 4th, 2026
Car insurance premiums for a 1998 Ford Explorer can fluctuate considerably subject to many criteria. Including but not limited to:
- Traffic violations
- Credit rating
- Male drivers pay higher rates
- Higher deductibles save money
- NTSB crash rating for your vehicle
- What you do for a living
- Your coverage level
- Owning a home can lower rates
If you're concerned about not getting proper coverage when buying car insurance direct, that is normal but is not a big issue. Auto insurance companies provide toll-free numbers for getting questions answered. You can also use the ability to chat online live with a sales rep and online research so you can feel comfortable buying online. When comparing car insurance rates, know that obtaining a wide range of quotes provides better odds of finding lower pricing. Some car insurance companies in your area that provide 1998 Ford coverage are listed below.
- State Farm
- Farmers Insurance
- Progressive
- Geico
- Auto-Owners Insurance
- The Hartford
- Farm Bureau
- USAA
- Nationwide
- Travelers
Multiple car insurance companies provide insurance where you live, so it's imporant to get premium costs from as many insurers as possible so you find the cheapest 1998 Ford Explorer coverage.
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