1998 Ford Explorer Insurance Rates

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1998 Ford Explorer Insurance Rates

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Written by 1998 Ford Explorer Insurance Rates

Reviewed by:

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

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Reviewed by Alexandra Arcand

Insurance and Finance Writer

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UPDATED: Jul 2, 2025

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If this is your first time buying car insurance online, you may be overwhelmed due to the large number of companies selling insurance.
The are a couple different ways to compare rate quotes from car insurance companies in your area. The best method to find competitive Ford insurance rates involves getting comparison quotes online. This can be done by clicking below.

Click to View Rates Effective October 18th, 2025

Car insurance premiums for a 1998 Ford Explorer can fluctuate considerably subject to many criteria. Including but not limited to:

Traffic violations
Credit rating
Male drivers pay higher rates
Higher deductibles save money
NTSB crash rating for your vehicle
What you do for a living
Your coverage level
Owning a home can lower rates

If you're concerned about not getting proper coverage when buying car insurance direct, that is normal but is not a big issue. Auto insurance companies provide toll-free numbers for getting questions answered. You may also access the ability to chat online live with a sales rep and online research so you can feel comfortable buying online. When comparing car insurance rates, know that obtaining a wide range of quotes provides better odds of finding lower pricing. Some car insurance companies in your area that provide 1998 Ford coverage are listed below.

State Farm
Farmers Insurance
Progressive
Geico
Auto-Owners Insurance
The Hartford
Farm Bureau
USAA
Nationwide
Travelers

Multiple car insurance companies provide insurance where you live, so it's imporant to get premium costs from as many insurers as possible so you find the cheapest 1998 Ford Explorer coverage.