2003 Ford Explorer Insurance Rates

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Written by:

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

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Written by Alexandra Arcand

Insurance and Finance Writer

Reviewed by:

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

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Reviewed by Eric Stauffer

Licensed Insurance Agent

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UPDATED: Jul 2, 2025

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Finding the best rates on car insurance may seem challenging if you're new to online quotes. Don't let that stop you because online price shopping is actually quite simple. When shopping for car insurance there are multiple ways to get quotes from local car insurance companies. The best method to find the lowest Ford rates consists of shopping online. This is very easy and can be done by clicking below.

Click to View Rates Effective August 30th, 2025

Auto insurance rates for your Ford Explorer can vary widely depending on several factors. A few of these criteria are:

Traffic citations increase rates
Credit rating impacts rates
Male drivers pay higher rates
Higher deductibles save money
Crash test rating for your Ford
Your job
The amount of protection requested
Home ownership saves money

Can you find lower rates online? It's hard to say exactly due to the fact that there are multiple individual factors that impact your premium. You may think that shopping online for auto insurance prevents the agent from taking a cut.
When comparison shopping, comparing a large number of companies provides better odds of finding cheaper coverage on a Ford Explorer. Some insurers that provide coverage for a 2003 Ford Explorer are: