2012 Kia Rio Insurance Rates

Find Affordable California Auto Insurance Coverage

Compare Quotes From Top Companies and Save

Secured with SHA-256 Encryption

Written by:

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Full Bio →

Written by Alexandra Arcand

Insurance and Finance Writer

Reviewed by:

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Full Bio →

Reviewed by Eric Stauffer

Licensed Insurance Agent

+ More - Less

UPDATED: Jul 2, 2025

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Finding the best price on auto insurance might seem complicated at first if you've never compared quoting online. Don't let that stop you because finding affordable coverage online is easier than you think. Cutting your Rio rates can be surprisingly simple. The only thing you need to do is take a couple of minutes getting comparison quotes from different insurance companies. by clicking below.

Click to View Rates Effective September 5th, 2025

Car insurance premiums for a 2012 Kia Rio can be significantly different based upon several criteria. Taken into consideration are:

High performance increases premiums
Your accident history
Bundling home and auto policies
Use of your vehicle
Mature drivers pay less
Marriage can lower rates
Extra coverages like towing and rental
Your job
Insurance coverage level
Whether you own your home

When trying to find the best rates, the only way to determine whether online companies or local agents have lower rates is to make apples-to-apples comparisons of both. You may actually get a different price when using both online and agent quotes when they use both methods. It's important to know that comparing more company's prices will help you get lower premiums for your Kia Rio. Some insurance companies in your area that provide 2012 Kia coverage are listed below.

Travelers
The Hartford
State Farm
Esurance
Progressive
Liberty Mutual
Auto-Owners Insurance
Geico

At least ten more insurance companies can insure your Kia in your state, and you need to get premium quotes for each provider in order to get the lowest rates.