1997 Kia Sephia Insurance Rates

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Written by:

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

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Written by Alexandra Arcand

Insurance and Finance Writer

Reviewed by:

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

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Reviewed by Eric Stauffer

Licensed Insurance Agent

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UPDATED: Jul 2, 2025

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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If price shopping car insurance online is new to you, it's easy to be confused by the hoards of companies all offering big savings on 1997 Kia Sephia insurance.
The are a couple different ways to compare rate quotes from local car insurance companies. The easiest way by far to find competitive Kia insurance rates involves getting comparison quotes online. This can be done by clicking the button below.

Click to View Rates Effective December 5th, 2025

Insurance premiums on a Kia Sephia can fluctuate considerably depending on several factors. Including but not limited to:

Traffic violations
Better credit equals lower rates
Your location
The number of annual miles
Your sex
Low deductibles cost more
Crash test rating for your Kia
Whether or not you have claims
Being a member of certain organizations
Home ownership saves money

If you're concerned about not receiving proper advice when buying direct, this is normal but is quickly overcome. Auto insurance companies provide options to answer your questions. It's important to know that comparing more rates will increase your chances of finding a better price. A few insurers in your area are as follows: