2004 Kia Spectra Insurance Rates

Shopping online for car insurance if you've never compared online rate quotes. But relax because using the internet to shop for car insurance is actually quite easy. To find the best car insurance prices, there are several ways to get quotes from different insurance companies. The best way to find the lowest Kia rates is to perform an online rate comparison. It is quite easy and can be accomplished by clicking below to compare rates.

Click to View Rates Effective October 18th, 2025

Insurance rates paid to insure a 2004 Kia Spectra can vary widely depending on several factors. Taken into consideration are:

• Traffic citations increase rates
• Your credit history
• Big city or small town
• Annual mileage
• Men typically pay more than women
• The deductible you choose
• Crash test rating for your Kia
• Your occupation
• The level of coverage
• Home ownership saves money

if prices are better online or from an agent is to take the time to compare rates from both. It's possible to get different rates when comparing quotes online and from an agent from the same company. When quoting car insurance, remember that having more price comparisons will improve the odds of getting . Insurers near you that can insure a 2004 Kia Spectra including but not limited to are:

• Travelers
• The Hartford
• State Farm
• Esurance
• Progressive
• Liberty Mutual
• Auto-Owners Insurance
• Geico

insurers can protect your Kia in your location, and you need to review rate quotes for each company in order to get the lowest rates.