2009 Kia Spectra Insurance Rates

People who are new to shopping for insurance online can find shopping for low-cost Spectra insurance to be a formidable task.
There are several ways to compare quotes from local car insurance companies. By far the easiest way to compare Kia insurance prices is to get quotes online. This can be accomplished by clicking below to compare rates.

Click to View Rates Effective October 18th, 2025

Insurance rates paid to insure a 2009 Kia Spectra will vary greatly and are calculated by many factors. Some of these factors include:

• Your driving record
• Better credit equals lower rates
• Men typically pay more than women
• Higher deductibles save money
• Your vehicle's safety rating
• Your job
• The level of coverage
• Whether you rent or own your home

Insurance agents are important to many people, but you also have the option of buying directly from online companies. Some specific companies like Allstate and State Farm who sell through agents also give you the ability to buy online, and that can save time if you don't want to take the time to contact agents.

When quoting car insurance, remember that having more price comparisons will enable you to find the best rates on a Kia Spectra. Auto insurance companies near you that can insure a 2009 Kia Spectra including but not limited to are:

• Travelers
• The Hartford
• State Farm
• Esurance
• Progressive
• Liberty Mutual
• Auto-Owners Insurance
• Geico

Many more auto insurance companies offer quotes in your area, and it's recommended you compare cost estimates from all available insurance companies to lower your rates.