2016 Mazda MX-5 Miata Insurance Rates

People who are new to comparing rates online will find finding cut-rate MX-5 Miata insurance to be a formidable task.
Cutting your MX-5 Miata rates is a fairly straight forward process. You just have to take a couple of minutes to compare quotes provided by online insurance companies. This can be done by clicking below to compare rates.

Click to View Rates Effective September 5th, 2026

Auto insurance rates for your Mazda MX-5 Miata can vary widely depending on several factors. Some of these factors include:

• More performance equals higher cost
• Accidents raise premiums
• Multiple policies can save money
• Pleasure, commute or business use
• Add-on coverages such as rental reimbursement
• What you do for a living
• The amount of protection requested
• Home ownership saves money

Insurance agents are important, but you can also find affordable auto insurance direct from companies online. Certain companies, such as Farmers Insurance and State Farm, who sell through agents also let you buy online, and that can save time and can also potentially find you lower rates.

When comparison shopping, quoting more gives you a better chance of getting the best price. Some insurers that provide coverage for a 2016 Mazda MX-5 Miata are:

• Nationwide
• SAFECO
• Progressive
• The Hartford
• Mercury Insurance
• Geico
• AAA
• State Farm
• Esurance

Additional insurers provide coverage in your location, so we recommend you get premium quotes for every company to find the best price.