Subaru XT Insurance Rates

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Written by:

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

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Written by Alexandra Arcand

Insurance and Finance Writer

Reviewed by:

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

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Reviewed by Eric Stauffer

Licensed Insurance Agent

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UPDATED: Jul 2, 2025

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Comparing auto insurance rates onlinecan be complicatedif you have never usedquoting online. But don't be discouragedbecause there is an easy way to compare rates. Cutting your XT ratescan be quick and easy. The only requirement is totake a couple of minutescomparing ratesonline with multiple companies. It is quite easy and can be accomplishedby just entering your zip codein the form above.

Insurance rateson a Subaru XTcan be significantly differentsubject to many criteria. A few of these criteria are:

More performance equals higher cost
Your accident report
Whether you insure your home with the same company
Pleasure use vs. commute
Optional coverages like vehicle replacement
No claims lowers premiums
Maintaining coverage lowers rates
Owning a home can lower rates

Does buying online save money?That question is hard to answersince there are many thingsthat influence how your policy is priced. It's a common assumptionthat going directsaves the commission normally paid to an agent.
When comparison shopping,comparing more rateswill enable you to findthe best offered rates.

The above criteriadetermineyour premium ratesbut the age of your Subaru XTis also factored in. Pick your model yearfrom belowin order to get more specificrate quote information.