2013 Toyota 4Runner Insurance Rates

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Written by:

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

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Written by Alexandra Arcand

Insurance and Finance Writer

Reviewed by:

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

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Reviewed by Eric Stauffer

Licensed Insurance Agent

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UPDATED: Jul 2, 2025

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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People who are new to comparing rates online will find buying cut-rate 4Runner insurance nearly impossible.
Reducing your 2013 Toyota 4Runner insurance rates is not rocket science. The only requirement is to spend a few minutes on the computer comparing rates from different insurance companies. This can be done by clicking the button below to compare rate quotes.

Click to View Rates Effective July 17th, 2025

Insurance premiums on a Toyota 4Runner can vary widely based upon several criteria. Some of these factors include:

More performance equals higher cost
Your accident report
Multiple policies can save money
Pleasure use vs. commute
Extra coverages like towing and rental
Claims drive up premiums
Membership in certain organizations
Whether you own your home

Insurance agents serve a purpose, but you can also find affordable auto insurance directly from online companies. Even companies, such as Farmers Insurance and State Farm, that sell primarily through agents also allow you to buy direct online, and that can save time if you want to do it yourself.

When comparing auto insurance rates, know that quoting more should enable you to find a lower rate for your Toyota 4Runner. A few insurance companies in your area are as follows:

Farmers Insurance
Esurance
State Farm
Geico
Allstate
SAFECO
Farm Bureau
Progressive
AAA
Mercury Insurance

Dozens more insurance companies are able to provide coverage in your location, and industry experts recommend you compare rate estimates from all available car insurance companies to lower your rates.