2004 Toyota RAV4 Insurance Rates
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Alexandra Arcand
Insurance and Finance Writer
Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...
Insurance and Finance Writer
UPDATED: Jul 2, 2025
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Shopping online for car insurance can be a challenge if you've never compared quoting online. But don't be discouraged because it's actually quite easy. To find the best car insurance prices, there are several ways to compare rate quotes from local car insurance companies. The simplest method to find competitive Toyota insurance rates is to perform an online rate comparison. It is quite easy and can be accomplished by clicking below.
Click to View Rates Effective October 17th, 2025
Insurance rates paid to insure a 2004 Toyota RAV4 can fluctuate considerably depending on several factors. Taken into consideration are:
- Traffic violations
- Your credit history
- Big city or small town
- Annual mileage
- Male drivers pay higher rates
- Low deductibles cost more
- Crash test rating for your Toyota
- Your job
- Insurance coverage level
- Home ownership saves money
The best way to determine if prices are better online or from an agent is to take the time to compare rates from both. It's possible to get different rates when using both online and agent quotes from the same company. It's important to know that quoting more will help you get a lower rate for your Toyota RAV4. Insurers near you that can insure a 2004 Toyota RAV4 including but not limited to are:
- Farmers Insurance
- Esurance
- State Farm
- Geico
- Allstate
- SAFECO
- Farm Bureau
- Progressive
- AAA
- Mercury Insurance
Dozens more insurers can insure your Toyota where you live, and you need to get rate quotes for each insurer in order to get the lowest rates.
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