1997 Toyota Tercel Insurance Rates

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Written by:

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

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Written by Alexandra Arcand

Insurance and Finance Writer

Reviewed by:

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

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Reviewed by Eric Stauffer

Licensed Insurance Agent

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UPDATED: Jul 2, 2025

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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If you're new to shopping for auto insurance online, you may be overwhelmed by the hoards of companies trying to insure your 1997 Toyota Tercel.
Getting a cheaper price on Tercel insurance can be quick and easy. The only thing you need to do is invest a few minutes to compare quotes online with multiple companies. This is very easy and can be done by clicking the button below to compare rate quotes.

Click to View Rates Effective July 17th, 2025

Insurance premiums on a Toyota Tercel can vary widely subject to many criteria. Including but not limited to:

More performance equals higher cost
Accidents raise premiums
Home and auto can earn discounts
Pleasure use vs. commute
Optional coverages like vehicle replacement
Claims drive up premiums
Membership in certain organizations
Owning a home can lower rates

If you're concerned about not having professional advice when buying car insurance direct, don't be too concerned. Online car insurance companies that require consumers to choose their own coverages provide options to help you decide which coverages are appropriate. They also offer a frequently asked questions page that you can use before buying. When comparing auto insurance rates, know that more quotes will help you get a lower rate for your Toyota Tercel. A few car insurance companies in your area are as follows:

Farmers Insurance
Esurance
State Farm
Geico
Allstate
SAFECO
Farm Bureau
Progressive
AAA
Mercury Insurance

Dozens more car insurance companies can insure your Toyota in your location, and you need to get online rate quotes for every company to find the best price.