Toyota 4Runner Insurance Rates

Find Affordable California Auto Insurance Coverage

Compare Quotes From Top Companies and Save

Secured with SHA-256 Encryption

Written by:

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Full Bio →

Written by Alexandra Arcand

Insurance and Finance Writer

Reviewed by:

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Full Bio →

Reviewed by Eric Stauffer

Licensed Insurance Agent

+ More - Less

UPDATED: Jul 2, 2025

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Finding the best price on auto insurancecan be difficultif you are a beginner toonline rate quotes. But don't let that discourage youbecause comparing prices is actually very simple. Finding lower 4Runner ratesisn't really that difficult. You just have tospend a little timeto get quotesonline from several insurance companies. by typing your zip codeat the top of the page.

Auto insurance ratesfor a Toyota 4Runnerwill vary greatlyand are calculated by many factors. Including but not limited to:

High performance increases premiums
Your accident history
Bundling home and auto policies
Use of your vehicle
Your birth date
Marriage can lower rates
Add-on coverages such as rental reimbursement
Claims drive up premiums
Having current coverage saves
Home ownership saves money

The best way to determinewho has the best rates, online companies or local insurance agents,is to get price quotes for both. It's possible to get different ratesfrom the same companydepending on where you get the price quote from. When comparing auto insurance rates, know thatquoting morewill improve the odds of gettinga lower rate for your Toyota 4Runner.

The factors listed abovehelp calculateyour insurance ratesbut vehicle ageis also important. Choose the correct agefrom belowto read morepricing information.