BMW 3 Series Insurance Rates

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Written by:

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

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Written by Alexandra Arcand

Insurance and Finance Writer

Reviewed by:

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

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Reviewed by Eric Stauffer

Licensed Insurance Agent

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UPDATED: Jul 2, 2025

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If shopping for car insurance online is new to you, you may be confusedby the hoardsof car insurance companiescompeting for your business.
To find the best car insurance prices, there are several waysto compare rate quotesfrom different insurance companies. By far the easiest wayto find the cheapest BMW insurance ratesconsists of shopping online. This is very easy and can be doneby typing your zip codeat the top of the page.

Insurance ratesfor a BMW 3 Seriescan vary widelydepending on several factors. A few of these criteria are:

Higher performance BMW vehicles cost more
Any accidents you may have
Whether you insure your home with the same company
Use of your vehicle
Optional coverages like vehicle replacement
Your profession
The level of coverage
Owning a home can lower rates

Is it cheaper to buy car insurance online?It's hard to say exactlybecause there are many factorsthat influence how your policy is priced. Common sense would saythat buying directly from the companysaves money because there is no commission.
When quoting car insurance, remember thatcomparing more ratesprovides better odds of findinga better price.

The factors listed abovedetermineyour premium ratesbut the age of your BMW 3 Seriesis also a determining factor. Choose your vehicle yearbelowin order to get more specificrate quote information.