Merced Car Insurance Prices

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Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Insurance and Finance Writer

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Licensed Insurance Agent

UPDATED: Jul 7, 2025

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Get Merced Auto Insurance Quotes Online

Before you can compare Merced car insurance rates, you will need to get a good number of quotes from California car insurance companies. 4 or 5 should give you enough of a selection to compare.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple Merced car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your Merced car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper Merced Car Insurance

If your online insurance quotes do not meet your expectations, there are other methods of finding Merced car insurance.

  • If you'd rather contact a Merced insurance agent directly, you can search for Merced insurance agents by clicking the 'Find an Agent' link on our menu.
  • It's always possible to go directly to the websites of companies like Farmers Insurance, Allstate, State Farm or Libery Mutual to get a direct car insurance quote.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your Merced Auto Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - Merced drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Discounts for No Claims - If you have a tendancy to file small claims on your car insurance, you're going to pay more than if you had just paid the claims yourself.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

Free Auto Insurance Comparison

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Merced Insurance Agents

Listed below are Merced agents who may be able to help you find California car insurance. View all Merced insurance agents.

Executive Edge Insurance Services
189 W El Portal Dr
Merced, CA 95348

Rogers Oak Tree Insurance Services
419 W 19th St
Merced, CA 95340

Cost-U-Less Insurance Center
3070 M St Ste 1
Merced, CA 95348

Robert Flores
3250 G St
Merced, CA 95340

Brooke Agency – Donna Peck
529 W 20th St
Merced, CA 95340

Barlocker Insurance Services
1164 Olivewood Dr
Merced, CA 95348

AAA Insurance
3065 M St
Merced, CA 95348

Leap Carpenter Kemps Insurance Agency
3187 Collins Dr
Merced, CA 95348

Rangel Insurance Agency #3
1816 R St
Merced, CA 95340

Elza Maldonado
3250 G St
Merced, CA 95340

Bebe Hildreth
2831 G St
Merced, CA 95340

Julie Vitato
450 W 21st St Ste 2
Merced, CA 95340

Peter Padilla
240 E Yosemite Ave
Merced, CA 95340

Lonnie L Correa
3250 G St
Merced, CA 95340

Patricia Wight
3250 G St Ste A
Merced, CA 95340

Richard E Eason
3321 G St # A
Merced, CA 95340

Leap Carpenter Kemps Insurance Agency
3187 Collins Dr
Merced, CA 95348

Veronica Lopez
3250 G St Buld A
Merced, CA 95340

Premium Auto Insurance
1236 W 13th St
Merced, CA 95340

Mike Gomes Insurance
1777 G St Ste 1
Merced, CA 95340

Victor Coronado
3250 G St Ste A
Merced, CA 95340

Astolfo Garza
2510 M St
Merced, CA 95340

Interwest Insurance Services
368 E Yosemite Ave Ste 100
Merced, CA 95340

Napoleon Washington
935 W 18th St
Merced, CA 95340

Collage Services
1236 W 13th St
Merced, CA 95341

Find Affordable California Auto Insurance Coverage

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