San Diego Car Insurance Prices

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Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Insurance and Finance Writer

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Licensed Insurance Agent

UPDATED: Jul 7, 2025

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Get San Diego Car Insurance Quotes Online

San Diego car insurance quotes allow you to compare the rates between the different companies that can write auto insurance in San Diego. You will first need to get four or five quotes from different companies to begin your comparison.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple San Diego car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your San Diego car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper San Diego Auto Insurance

If you want to cover all your bases when shopping for San Diego car insurance, try these ideas when shopping for coverage.

  • If you'd rather contact a San Diego insurance agent directly, you can search for San Diego insurance agents by clicking the 'Find an Agent' link on our menu.
  • Direct insurance quotes can be received from companies such as State Farm, Farm Bureau, Farmers Insurance and others by visiting each company's website.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your San Diego Car Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - San Diego drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Don't File All Claims - It's not a good idea to frequently file claims with your insurance company. Sometimes you can't avoid it, but if it's a small claim, reconsider filing and just pay the claim yourself.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

Free Auto Insurance Comparison

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San Diego Insurance Agents

Listed below are San Diego agents who may be able to help you find California car insurance. View all San Diego insurance agents.

Doug Karrel
3264 Rosecrans St
San Diego, CA 92110

Otay Registration Services
9960 Via De La Amistad
San Diego, CA 92154

Johanan Veinbergs
7330 Engineer Rd Ste B
San Diego, CA 92111

South Coast Auto Insurance Mktg
1333 Camino Del Rio
San Diego, CA 92108

Matt Kalla Insurance Agency
4148 Voltaire St
San Diego, CA 92107

George Wen
6370 Lusk Blvd Ste F203
San Diego, CA 92121

Dick Hess Insurance Agency
9330 Clairemont Mesa Blvd Ste B
San Diego, CA 92123

Fast Stop Insurance Services
1437 Morena Blvd Ste 201
San Diego, CA 92110

Otay Registartion Services
9660 Via De La Amistad
San Diego, CA 92154

Steven Upp
2165 San Diego Ave Ste 106
San Diego, CA 92110

Karla Tamez
3108 5th Ave Ste J
San Diego, CA 92103

Abraham Ryngler Insurance
2423 Camino Del Rio S Ste 102
San Diego, CA 92108

Chris Magers
3045 Rosecrans St Ste 210
San Diego, CA 92110

Alliant Insurance Services
1620 5th Ave
San Diego, CA 92101

John Crawford
7380 Clairemont Mesa Blvd Ste 107
San Diego, CA 92111

Young Min Jo
7894 Dagget St Ste 200
San Diego, CA 92111

Steve Elder
9225 Mira Mesa Blvd Ste 208d
San Diego, CA 92126

Westland Insurance Brokers
3838 Camino Del Rio N Ste 315
San Diego, CA 92108

Michael P Davis Insurance Agency
2254 Moore St Ste 103
San Diego, CA 92110

David Lopez
6048 Cornerstone Ct W # E1
San Diego, CA 92121

Veronica Aguayo
6915 Paradise Valley Rd Ste 1
San Diego, CA 92139

Freeway Insurance Services
1333 Camino Del Rio
San Diego, CA 92108

Michael C Mancini Insurance Agency
3262 Rosecrans St
San Diego, CA 92110

Coleman Meshack
4909 Murphy Canyon Rd Ste 360
San Diego, CA 92123

Grant Moseley
4540 Kearny Villa Rd Ste 112
San Diego, CA 92123

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