San Jose Car Insurance Prices
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
UPDATED: Jul 7, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Get San Jose Auto Insurance Quotes Online
Before you can compare San Jose car insurance rates, you will need to get a good number of quotes from California car insurance companies. 4 or 5 should give you enough of a selection to compare.
To start, simply click the graphic above and you will be taken to a short form where you can get multiple San Jose car insurance quotes just by completing the one form.
Find Lower Insurance Prices
As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.
Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.
Factors that determine your San Jose car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.
Find Cheaper San Jose Car Insurance
If buying San Jose car insurance online is not your cup of tea, there are other ways to secure insurance on your vehicles.
- If you'd rather contact a San Jose insurance agent directly, you can search for San Jose insurance agents by clicking the 'Find an Agent' link on our menu.
- It's always possible to go directly to the websites of companies like Farmers Insurance, Allstate, State Farm or Libery Mutual to get a direct car insurance quote.
- Your friends and family are a good source of car insurance referal information, both good and bad.
Slash your San Jose Auto Insurance Prices
In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.
- Be a Safe Driver - San Jose drivers who obey the law pay much less than poor drivers.
- Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
- Don't File Small Claims - Insureds who have a tendancy to file small claims will pay higher rates than those who choose to pay small claims out-of-pocket.
- Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.
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San Jose Insurance Agents
Listed below are San Jose agents who may be able to help you find California car insurance. View all San Jose insurance agents.
Fred Chen
915 Meridian Ave Ste 208
San Jose, CA 95126
Community Insurance Agency
1045 N 4th St
San Jose, CA 95112
Adesh Kumar
2858 Stevens Creek Blvd Ste 205
San Jose, CA 95128
Richard Dunne
2068 Lincoln Ave
San Jose, CA 95125
One Stop Services
235 E Julian St
San Jose, CA 95112
Richard Santana
302 Piercy Rd
San Jose, CA 95138
Karl Brajenovich
1190 Lincoln Ave Ste 7
San Jose, CA 95125
Deborah Brown
2695 Moorpark Ave # 201
San Jose, CA 95128
Tam Phan
586 N 1st St Ste 216
San Jose, CA 95112
Harry Nguyen
1221 Story Rd # 120
San Jose, CA 95122
Dean Millsap
1610 Blossom Hill Rd Ste 8
San Jose, CA 95124
Ez Coverage Insurance Services
1885 Lundy Ave Ste 138
San Jose, CA 95131
The J Morey Company
168 Jackson St
San Jose, CA 95112
Bipin Kapadia
1150 S Bascom Ave Ste 28
San Jose, CA 95128
Thuy-Sabrina Ngo
828 S Bascom Ave Ste 250
San Jose, CA 95128
Denise Wang
2695 Moorpark Ave Ste 101
San Jose, CA 95128
Metrowide Insurance Services
621 Tully Rd
San Jose, CA 95111
Kenneth Moreno
181 Metro Dr Ste 290
San Jose, CA 95110
Ranjeet Gill
913 Willow St Ste 102
San Jose, CA 95125
Curtis Ford
618 Blossom Hill Rd Ste 101
San Jose, CA 95123
Momentum Insurance Services
1690 Story Rd
San Jose, CA 95122
Steve Sosnowski
841 Blossom Hill Rd Ste 102
San Jose, CA 95123
Todd Courtney
1405 S Bascom Ave
San Jose, CA 95128
Timothy Heyen-Reilly
2695 Moorpark Ave # 101
San Jose, CA 95128
Lisa Yen
1173 S De Anza Blvd Ste D
San Jose, CA 95129
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