San Jose Car Insurance Prices

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Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Insurance and Finance Writer

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Licensed Insurance Agent

UPDATED: Jul 7, 2025

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Get San Jose Auto Insurance Quotes Online

Before you can compare San Jose car insurance rates, you will need to get a good number of quotes from California car insurance companies. 4 or 5 should give you enough of a selection to compare.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple San Jose car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your San Jose car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper San Jose Car Insurance

If buying San Jose car insurance online is not your cup of tea, there are other ways to secure insurance on your vehicles.

  • If you'd rather contact a San Jose insurance agent directly, you can search for San Jose insurance agents by clicking the 'Find an Agent' link on our menu.
  • It's always possible to go directly to the websites of companies like Farmers Insurance, Allstate, State Farm or Libery Mutual to get a direct car insurance quote.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your San Jose Auto Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - San Jose drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Don't File Small Claims - Insureds who have a tendancy to file small claims will pay higher rates than those who choose to pay small claims out-of-pocket.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

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San Jose Insurance Agents

Listed below are San Jose agents who may be able to help you find California car insurance. View all San Jose insurance agents.

Paul Nguyen
2021 The Alameda Ste 360
San Jose, CA 95126

West Coast Auto Insurance Services
1646 Story Rd
San Jose, CA 95122

Teifeld & Company Insurance Services
255 W Julian St Ste 403
San Jose, CA 95110

Roger Nguyen
478 E Santa Clara St Ste 216
San Jose, CA 95112

Stephen Chelbay Company
1120 S Bascom Ave
San Jose, CA 95128

Binh Nguyen
1654 Burdette Dr Ste 145
San Jose, CA 95121

David Zacher
1905 Hamilton Ave # 2flr
San Jose, CA 95125

Thuy-Sabrina Ngo
828 S Bascom Ave Ste 250
San Jose, CA 95128

All Solutions Insurance Agency
588 Blossom Hill Rd
San Jose, CA 95123

Hong Chu Trang
945 Mclaughlin Ave
San Jose, CA 95122

Paul Curiel
2670 S White Rd Ste 90
San Jose, CA 95148

John Lee
2955 Union Ave
San Jose, CA 95124

Phuong T Tran
510 N 1st St Ste 224
San Jose, CA 95112

Tami Pratt
360 Kiely Blvd Ste 125
San Jose, CA 95129

David L Towle Insurance
1260 S Bascom Ave
San Jose, CA 95128

One Stop Services
235 E Julian St
San Jose, CA 95112

Kyle Yu Chin Chuang
2695 Moorpark Ave # 105
San Jose, CA 95128

Loc Phan
2114 Senter Rd
San Jose, CA 95112

Angela Chen
2021 The Alameda Ste 330
San Jose, CA 95126

Zainuddean Jeewanjee
84 W Santa Clara St
San Jose, CA 95113

Thomas Gurske
1060 Willow St Ste 8
San Jose, CA 95125

Catherine Hamilton
1777 Hamilton Ave Ste 218
San Jose, CA 95125

Carolyn Andel
2021 The Alameda Ste 200
San Jose, CA 95126

Gail Randolph
922 Saratoga Ave Ste 100
San Jose, CA 95129

Rodman Cornell
4950 Hamilton Ave Ste 103
San Jose, CA 95130

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