San Jose Car Insurance Prices
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Alexandra Arcand
Insurance and Finance Writer
Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...
Insurance and Finance Writer
UPDATED: Jul 7, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Get San Jose Auto Insurance Quotes Online
Before you can compare San Jose car insurance rates, you will need to get a good number of quotes from California car insurance companies. 4 or 5 should give you enough of a selection to compare.
To start, simply click the graphic above and you will be taken to a short form where you can get multiple San Jose car insurance quotes just by completing the one form.
Find Lower Insurance Prices
As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.
Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.
Factors that determine your San Jose car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.
Find Cheaper San Jose Car Insurance
If buying San Jose car insurance online is not your cup of tea, there are other ways to secure insurance on your vehicles.
- If you'd rather contact a San Jose insurance agent directly, you can search for San Jose insurance agents by clicking the 'Find an Agent' link on our menu.
- It's always possible to go directly to the websites of companies like Farmers Insurance, Allstate, State Farm or Libery Mutual to get a direct car insurance quote.
- Your friends and family are a good source of car insurance referal information, both good and bad.
Slash your San Jose Auto Insurance Prices
In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.
- Be a Safe Driver - San Jose drivers who obey the law pay much less than poor drivers.
- Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
- Don't File Small Claims - Insureds who have a tendancy to file small claims will pay higher rates than those who choose to pay small claims out-of-pocket.
- Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.
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San Jose Insurance Agents
Listed below are San Jose agents who may be able to help you find California car insurance. View all San Jose insurance agents.
Jose Manabat
1620 Oakland Rd Ste D107
San Jose, CA 95131
ThomCO Insurance
585 Elvis Dr
San Jose, CA 95123
Michael F Dunne
2068 Lincoln Ave
San Jose, CA 95125
Paul Nguyen
2021 The Alameda Ste 360
San Jose, CA 95126
Gregory Wong
2684 Berryessa Rd
San Jose, CA 95132
Ben Cendana
2670 S White Rd Ste 273
San Jose, CA 95148
Momentum Insurance Services
1690 Story Rd
San Jose, CA 95122
Don Vincent Desando Insurance Services
1449 Kooser Rd
San Jose, CA 95118
Kevin Keating
2021 The Alameda Ste 200
San Jose, CA 95126
Binh Nguyen
1654 Burdette Dr Ste 145
San Jose, CA 95121
Inspro Agents & Brokers Insurance Services
4010 Moorpark Ave Ste 112
San Jose, CA 95117
Valley General Insurance Services
1731 Technology Dr Ste 250
San Jose, CA 95110
The J Morey Company
168 Jackson St
San Jose, CA 95112
Ethan Allen
6501 Crown Blvd Ste 200
San Jose, CA 95120
Valley General Insurance Services
1731 Technology Dr Ste 250
San Jose, CA 95110
Brooke Agency – Brian Lovsey
705 Capitol Expressway Auto Mall Ste 70
San Jose, CA 95136
Mona Torres
2242 Quimby Rd
San Jose, CA 95122
Denise Wang
2695 Moorpark Ave Ste 101
San Jose, CA 95128
Timothy Heyen-Reilly
2695 Moorpark Ave # 101
San Jose, CA 95128
Anthony Nguyen
2857 Senter Rd
San Jose, CA 95111
Van Le
301 N Jackson Ave Ste 12
San Jose, CA 95133
Abraham Varghese
1777 Hamilton Av103a
San Jose, CA 95125
James Duran
4340 Almaden Expway
San Jose, CA 95118
Dick Alesch
164 N Bascom Ave Ste A
San Jose, CA 95128
Thomas Gurske
1060 Willow St Ste 8
San Jose, CA 95125
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