Sacramento Car Insurance Prices

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Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Insurance and Finance Writer

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Licensed Insurance Agent

UPDATED: Jul 7, 2025

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Get Sacramento Car Insurance Quotes Online

To adequately compare Sacramento car insurance quotes, you need to first obtain enough quotes from enough companies to make a comparison. Four to five quotes from different companies should be enough to compare rates.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple Sacramento car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your Sacramento car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper Sacramento Auto Insurance

You can always try these other techniques to find the best deal on Sacramento car insurance.

  • If you'd rather contact a Sacramento insurance agent directly, you can search for Sacramento insurance agents by clicking the 'Find an Agent' link on our menu.
  • If you want to take the time to duplicate your data entry, you can go directly to company websites like Liberty Mutual, State Farm, Allstate or Farmers Insurance to get quotes.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your Sacramento Car Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - Sacramento drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Reconsider Small Claims - If you have a claim that's not very much in excess of your deductible, just pay the claim yourself. Claim-free drivers pay lower rates.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

Free Auto Insurance Comparison

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Sacramento Insurance Agents

Listed below are Sacramento agents who may be able to help you find California car insurance. View all Sacramento insurance agents.

Meritage Insurance Services
2830 O Street 2830 O Street
Sacramento, CA 95816

Heritage West Insurance
2365 El Camino Ave Ste G
Sacramento, CA 95821

Moira Little
3400 Bradshaw Rd Ste A1
Sacramento, CA 95827

Brad Lauppe
3814 Auburn Blvd
Sacramento, CA 95821

Domingo Valdez
9719 Lincoln Village Dr Ste 409
Sacramento, CA 95827

Sean Timmons
7311 Greenhaven Dr Ste 240
Sacramento, CA 95831

AAA Insurance
2805 Marconi Ave Ste 2
Sacramento, CA 95821

AAA Insurance
1056 Florin Rd
Sacramento, CA 95831

Punjab Insurance Agency
7212 Florin Mall Drive
Sacramento, CA 95823

ABD Insurance & Financial Services – Lake Tahoe
3301 Watt Ave Ste 300
Sacramento, CA 95821

John Harris Insurance Agency
3400 Watt Ave Ste 102
Sacramento, CA 95821

Enrique Felix
3814 Auburn Blvd Ste 62
Sacramento, CA 95821

Collage Services
4603 Broadway
Sacramento, CA 95820

Jenkins Athens Insurance Services
1455 Response Rd Ste 260
Sacramento, CA 95815

Coverage For Less Insurance
2005 El Camino Ave
Sacramento, CA 95821

Eugene C Yates Insurance Agency
2021 P St
Sacramento, CA 95814

Wellco Insurance Agency
6905 Stockton Blvd Ste 230
Sacramento, CA 95823

MVP & Associates Insurance Services
5439 Madison Ave
Sacramento, CA 95841

Cummins Insurance Agency
9343 Tech Center Dr Ste 110
Sacramento, CA 95826

Phi Nguyen
6175 Stockton Blvd Ste 230
Sacramento, CA 95824

Russell Vang Insurance & Financial Services
5524 Assembly Ct Ste 43
Sacramento, CA 95823

Yelena Adova Insurance Services
2971 Fulton Ave # A
Sacramento, CA 95821

Brooke Agency – Nick Brozdounoff
2500 Marconi Ave Ste 218
Sacramento, CA 95821

ABD Insurance & Financial Services – Lake Tahoe
2480 Natomas Park Dr Ste 200
Sacramento, CA 95833

A Aaco Insurance
2151 River Plaza Dr Ste 170
Sacramento, CA 95833

Find Affordable California Auto Insurance Coverage

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