El Cajon Car Insurance Prices

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Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Insurance and Finance Writer

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Licensed Insurance Agent

UPDATED: Jul 7, 2025

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Get El Cajon Auto Insurance Quotes Online

Before you can compare El Cajon car insurance rates, you will need to get a good number of quotes from California car insurance companies. 4 or 5 should give you enough of a selection to compare.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple El Cajon car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your El Cajon car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper El Cajon Car Insurance

If your online insurance quotes do not meet your expectations, there are other methods of finding El Cajon car insurance.

  • If you'd rather contact a El Cajon insurance agent directly, you can search for El Cajon insurance agents by clicking the 'Find an Agent' link on our menu.
  • It's always possible to go directly to the websites of companies like Farmers Insurance, Allstate, State Farm or Libery Mutual to get a direct car insurance quote.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your El Cajon Auto Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - El Cajon drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Discounts for No Claims - If you have a tendancy to file small claims on your car insurance, you're going to pay more than if you had just paid the claims yourself.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

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El Cajon Insurance Agents

Listed below are El Cajon agents who may be able to help you find California car insurance. View all El Cajon insurance agents.

Fred Hight
1522 Graves Ave
El Cajon, CA 92021

On The Spot Insurance Services
1558 N Magnolia Ave Ste C
El Cajon, CA 92020

Gene Parker
535 Broadway Ste 207
El Cajon, CA 92021

The Insurance Store
231 W Main St
El Cajon, CA 92020

Dewey Insurance Agency
1279 W Main St
El Cajon, CA 92020

Maria Malcuit Insurance Services
729 Jamacha Rd
El Cajon, CA 92019

David Achenbach
1282 Broadway
El Cajon, CA 92021

Jack Fannin
1154 E Main St Ste 102
El Cajon, CA 92021

Coulsby-Pappazi Insurance Agency
2676 Navajo Rd
El Cajon, CA 92020

Donald Boden
13794 Highway 8 Business
El Cajon, CA 92021

New Choice Insurance Service
327 Van Houten Ave
El Cajon, CA 92020

John Austel
2990 Jamacha Rd Ste 220
El Cajon, CA 92019

Matt Kocher
338 W Lexington Ave Ste 202
El Cajon, CA 92020

Ishida Insurance Agency
275 W Madison Ave Ste A
El Cajon, CA 92020

Jenkins Financial Insurance Agny
766 N 2nd St
El Cajon, CA 92021

Southern State Insurance Services
330 Broadway
El Cajon, CA 92021

Nadia Korkis
1283 E Main St Ste 205
El Cajon, CA 92021

Insurance Place Insurance Services
1558 N Magnolia Ave Ste C-1
El Cajon, CA 92020

KRS Insurance Services
270 E Douglas Ave
El Cajon, CA 92020

Sottile Insurance Services
680 Fletcher Pkwy
El Cajon, CA 92020

Justin Jones
338 W Lexington Ave Ste 202
El Cajon, CA 92020

Swanson Insurance Agency
1161 E Main St Ste 201
El Cajon, CA 92021

Robert Lewis
275 E Douglas Ave Ste 101
El Cajon, CA 92020

California Special Services
1466 Graves Ave Ste 201
El Cajon, CA 92021

Mike Chappelle
450 Fletcher Pkwy Ste 215
El Cajon, CA 92020

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