Laguna Niguel Car Insurance Prices

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Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Insurance and Finance Writer

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Licensed Insurance Agent

UPDATED: Jul 7, 2025

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Get Laguna Niguel Auto Insurance Quotes Online

In order to fairly compare Laguna Niguel auto insurance rates, you first need to get 4 to 5 rate quotes from different California auto insurance companies.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple Laguna Niguel car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your Laguna Niguel car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper Laguna Niguel Car Insurance

If you want to cover all your bases when shopping for Laguna Niguel car insurance, try these ideas when shopping for coverage.

  • If you'd rather contact a Laguna Niguel insurance agent directly, you can search for Laguna Niguel insurance agents by clicking the 'Find an Agent' link on our menu.
  • Companies like Liberty Mutual, Allstate, State Farm and Farmers Insurance all allow you to get quotes directly from their respective websites.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your Laguna Niguel Auto Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - Laguna Niguel drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Don't File All Claims - It's not a good idea to frequently file claims with your insurance company. Sometimes you can't avoid it, but if it's a small claim, reconsider filing and just pay the claim yourself.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

Free Auto Insurance Comparison

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Laguna Niguel Insurance Agents

Listed below are Laguna Niguel agents who may be able to help you find California car insurance. View all Laguna Niguel insurance agents.

John Thomas Hogan Insurance Tague Insurance Agency
28052 Camino Capistrano Ste 213
Laguna Niguel, CA 92677

Thyra Decker
30001 Crown Valley Pkwy Ste M
Laguna Niguel, CA 92677

Mike Plouff
31271 Niguel Rd Ste K-1
Laguna Niguel, CA 92677

IAG Insurance Services
28202 Cabot Rd Ste 500
Laguna Niguel, CA 92677

Infinity Corporate Insurance Sol
30131 Town Center Dr Ste 237
Laguna Niguel, CA 92677

Saddleback Valley Insurance
28202 Cabot Rd Ste 500
Laguna Niguel, CA 92677

Steve Ferraro
27601 Forbes Rd Ste 46
Laguna Niguel, CA 92677

Edward Debowski
27601 Forbes Rd Ste 11
Laguna Niguel, CA 92677

John Monson
30131 Town Center Dr Ste 275
Laguna Niguel, CA 92677

Brakke Schafnitz Insurance Brokers
28202 Cabot Rd Ste 500
Laguna Niguel, CA 92677

Infinity Assurance Group
28202 Cabot Rd Ste 500
Laguna Niguel, CA 92677

IAG Insurance Services
28202 Cabot Rd Ste 500
Laguna Niguel, CA 92677

John Thomas Hogan
28052 Camino Capistrano Ste 213
Laguna Niguel, CA 92677

Wally Walsvig
27601 Forbes Rd Ste 56
Laguna Niguel, CA 92677

Richard Herron
30101 Town Center Dr Ste 105
Laguna Niguel, CA 92677

Patrick Conners
27635 Forbes Rd Ste K
Laguna Niguel, CA 92677

Lewis Cohen
30092 Ivy Glenn Dr Ste 201
Laguna Niguel, CA 92677

John Conners
27635 Forbes Rd Ste K
Laguna Niguel, CA 92677

Victoria Pore
28991 Golden Lantern Ste D105
Laguna Niguel, CA 92677

Vicki Storey
27601 Forbes Rd Ste 56
Laguna Niguel, CA 92677

John T Hogan Insurance
28052 Camino Capistrano Ste 213
Laguna Niguel, CA 92677

Sharon Walter
28991 Golden Lantern Ste D105
Laguna Niguel, CA 92677

Hogan Insurance
28052 Camino Capistrano Ste 213
Laguna Niguel, CA 92677

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