San Luis Obispo Car Insurance Prices
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
UPDATED: Jul 7, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Get San Luis Obispo Car Insurance Quotes Online
To adequately compare San Luis Obispo car insurance quotes, you need to first obtain enough quotes from enough companies to make a comparison. Four to five quotes from different companies should be enough to compare rates.
To start, simply click the graphic above and you will be taken to a short form where you can get multiple San Luis Obispo car insurance quotes just by completing the one form.
Find Lower Insurance Prices
As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.
Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.
Factors that determine your San Luis Obispo car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.
Find Cheaper San Luis Obispo Auto Insurance
If you want to cover all your bases when shopping for San Luis Obispo car insurance, try these ideas when shopping for coverage.
- If you'd rather contact a San Luis Obispo insurance agent directly, you can search for San Luis Obispo insurance agents by clicking the 'Find an Agent' link on our menu.
- If you want to take the time to duplicate your data entry, you can go directly to company websites like Liberty Mutual, State Farm, Allstate or Farmers Insurance to get quotes.
- Your friends and family are a good source of car insurance referal information, both good and bad.
Slash your San Luis Obispo Car Insurance Prices
In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.
- Be a Safe Driver - San Luis Obispo drivers who obey the law pay much less than poor drivers.
- Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
- Don't File All Claims - It's not a good idea to frequently file claims with your insurance company. Sometimes you can't avoid it, but if it's a small claim, reconsider filing and just pay the claim yourself.
- Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.
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San Luis Obispo Insurance Agents
Listed below are San Luis Obispo agents who may be able to help you find California car insurance. View all San Luis Obispo insurance agents.
Stateone Insurance Agency
1248 Laurel Ln
San Luis Obispo, CA 93401
Todd Thomas
1238 Marsh St
San Luis Obispo, CA 93401
Eastwood Insurance Services
487 Madonna Rd Ste 2
San Luis Obispo, CA 93405
Morris & Garritano Insurance
1122 Laurel Ln
San Luis Obispo, CA 93401
Shawn Minton
1042 Pacific St Ste E
San Luis Obispo, CA 93401
Thomas Whalen
171 N Santa Rosa St Ste B
San Luis Obispo, CA 93405
Timothy McGee
1329 Chorro St
San Luis Obispo, CA 93401
Ginny Rhoads
171 N Santa Rosa St Ste B
San Luis Obispo, CA 93405
Edward Cox
3220 S Higuera St Ste 300
San Luis Obispo, CA 93401
Ron Johnson
2251 Broad St Ste A
San Luis Obispo, CA 93401
S L O Insurance Services
460 Marsh St
San Luis Obispo, CA 93401
Lee Walters
1042 Pacific St Ste E
San Luis Obispo, CA 93401
AAA Insurance
1445 Calle Joaquin
San Luis Obispo, CA 93405
Edward Cox
11555 Los Osos Valley Rd Ste 110
San Luis Obispo, CA 93405
Engle & Associates Insurance Brokers
1236 Higuera St
San Luis Obispo, CA 93401
Rj McConnell Insurance Services
894 Meinecke Ave
San Luis Obispo, CA 93405
Titan Auto Insurance
487 Madonna Rd
San Luis Obispo, CA 93405
Susan Rodriguez
1317 Broad St Ste A
San Luis Obispo, CA 93401
R Michael Wright
11573 Los Osos Valley Rd
San Luis Obispo, CA 93405
Bruce Allen Nenadal
1108 Garden St
San Luis Obispo, CA 93401
Coast Auto Insurance Services
894 E Foothill Blvd
San Luis Obispo, CA 93405
Shari Robasciotti
1608 Johnson Ave
San Luis Obispo, CA 93401
Neal-Truesdale Insurance
1400 Madonna Rd
San Luis Obispo, CA 93405
Cost U Less Insurance
775 E Foothill Blvd Ste A
San Luis Obispo, CA 93405
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