Monterey Car Insurance Prices

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Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Insurance and Finance Writer

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Licensed Insurance Agent

UPDATED: Jul 7, 2025

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Get Monterey Car Insurance Quotes Online

To adequately compare Monterey car insurance quotes, you need to first obtain enough quotes from enough companies to make a comparison. Four to five quotes from different companies should be enough to compare rates.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple Monterey car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your Monterey car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper Monterey Auto Insurance

If you want to cover all your bases when shopping for Monterey car insurance, try these ideas when shopping for coverage.

  • If you'd rather contact a Monterey insurance agent directly, you can search for Monterey insurance agents by clicking the 'Find an Agent' link on our menu.
  • If you want to take the time to duplicate your data entry, you can go directly to company websites like Liberty Mutual, State Farm, Allstate or Farmers Insurance to get quotes.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your Monterey Car Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - Monterey drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Don't File All Claims - It's not a good idea to frequently file claims with your insurance company. Sometimes you can't avoid it, but if it's a small claim, reconsider filing and just pay the claim yourself.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

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Monterey Insurance Agents

Listed below are Monterey agents who may be able to help you find California car insurance. View all Monterey insurance agents.

Michael G La Due
515a Hartnell St
Monterey, CA 93940

Chuck Hewett
9 Soledad Dr Ste C
Monterey, CA 93940

Kathy Power State Farm Insurance
439 Webster Street
Monterey, CA 93940

Natalie Hungerford
591 Hartnell St
Monterey, CA 93940

Donel Geisen
1000 8th St
Monterey, CA 93940

Davi Real Estate & Insurance Agency
248 Pearl St
Monterey, CA 93940

Christopher Thom
2440 Fremont St
Monterey, CA 93940

Cowell & Smith Insurance Agency
2250 Fremont St
Monterey, CA 93940

Monterey Insurance Agencies
10 Bonifacio Plz
Monterey, CA 93940

Inwest Monterey County
665 Munras Ave Ste 220
Monterey, CA 93940

Jim Russo Insurance Agency
439 Tyler St
Monterey, CA 93940

Laurrie Pike
498 Pearl St Ste 2
Monterey, CA 93940

Coast Auto Insurance Services
8 Harris Ct Ste C4
Monterey, CA 93940

Ann Appel
69 Soledad Dr
Monterey, CA 93940

Dillenback & Lomanto Insurance
533 Hartnell St
Monterey, CA 93940

Ray Martin
2115 Fremont St
Monterey, CA 93940

Anthony Parker
1193 10th St
Monterey, CA 93940

AAA Insurance
53 Soledad Dr
Monterey, CA 93940

Find Affordable California Auto Insurance Coverage

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