Santa Cruz Car Insurance Prices
Secured with SHA-256 Encryption
Find the Lowest Car Insurance Rates Today
Quote’s drivers have found rates as low as $42/month in the last few days!
Table of Contents
Insurance and Finance Writer
Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...
Alexandra Arcand
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Eric Stauffer
Updated July 2025
Get Santa Cruz Auto Insurance Quotes Online
Before you can compare Santa Cruz car insurance rates, you will need to get a good number of quotes from California car insurance companies. 4 or 5 should give you enough of a selection to compare.
To start, simply click the graphic above and you will be taken to a short form where you can get multiple Santa Cruz car insurance quotes just by completing the one form.
Find Lower Insurance Prices
As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.
Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.
Factors that determine your Santa Cruz car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.
Find Cheaper Santa Cruz Car Insurance
If buying Santa Cruz car insurance online is not your cup of tea, there are other ways to secure insurance on your vehicles.
- If you'd rather contact a Santa Cruz insurance agent directly, you can search for Santa Cruz insurance agents by clicking the 'Find an Agent' link on our menu.
- It's always possible to go directly to the websites of companies like Farmers Insurance, Allstate, State Farm or Libery Mutual to get a direct car insurance quote.
- Your friends and family are a good source of car insurance referal information, both good and bad.
Slash your Santa Cruz Auto Insurance Prices
In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.
- Be a Safe Driver - Santa Cruz drivers who obey the law pay much less than poor drivers.
- Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
- Don't File Small Claims - Insureds who have a tendancy to file small claims will pay higher rates than those who choose to pay small claims out-of-pocket.
- Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Santa Cruz Insurance Agents
Listed below are Santa Cruz agents who may be able to help you find California car insurance. View all Santa Cruz insurance agents.
Matthew Obrien
1722 Seabright Ave
Santa Cruz, CA 95062
Campus Insurance Service
303 Water St Ste 1
Santa Cruz, CA 95060
Wm W Kelly & Company
211 River St
Santa Cruz, CA 95060
Barry C Battey
410 Ocean St
Santa Cruz, CA 95060
Warren Lemmon
1327 Mission St
Santa Cruz, CA 95060
Thoits Insurance Service
1200 Pacific Ave Ste 210
Santa Cruz, CA 95060
Robert Varich
406 Mission St Ste D
Santa Cruz, CA 95060
Bedell & Nelson Harbert Insurance
2035 N Pacific Ave
Santa Cruz, CA 95060
Claudia Demaranville
347 Gault St
Santa Cruz, CA 95062
Aleene Althouse
346 Union St Ste 2
Santa Cruz, CA 95060
Rich Hagan
740 Front St Ste 115
Santa Cruz, CA 95060
Mark Battey
410 Ocean St
Santa Cruz, CA 95060
Aver-Neuwald-Berryessa Insurance
931 Mission St
Santa Cruz, CA 95060
Alese Greene
630 Water St
Santa Cruz, CA 95060
Russell Holcomb
2301 Mission St Ste A
Santa Cruz, CA 95060
DCD Insurance
1123 Soquel Ave
Santa Cruz, CA 95062
Skip Leonard
740 Front St Ste 115
Santa Cruz, CA 95060
Laureen Yungmeyer
718 Water St
Santa Cruz, CA 95060
10 Most Popular Cars
Car Insurance in your city
|
Los Angeles |
Santa Ana |
Get a FREE Quote in Minutes
Insurance rates change constantly — we help you stay ahead by making it easy to compare top options and save.
Secured with SHA-256 Encryption