Sacramento Car Insurance Prices

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Find the Lowest Car Insurance Rates Today

Quote’s drivers have found rates as low as $42/month in the last few days!

Updated Jul 2025
Is State Farm Insurance good? As one of the most popular providers in the country, State Farm boasts strong fi... more
Is State Farm Insurance good? As one of the most popular providers in the country, State Farm boasts strong financial ratings and positive customer reviews. State Farm homeowners insurance reviews rank it in the top ten for claims satisfaction. Coverage is also available in all 50 states, which is important to Florida less
4.07
Average pricing $
Updated Mar 2024
Learn more about Liberty Mutual Insurance, what products they offer, what their consumers think about them and... more
Learn more about Liberty Mutual Insurance, what products they offer, what their consumers think about them and how they compare against other carriers. less
3.91
Average pricing $
Updated Jan 2025
Learn more about USAA, what products they offer, what their consumers think about them and how they compare ag... more
Learn more about USAA, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.68
Good pricing $$
Updated Dec 2021
Learn more about Nationwide, what products they offer, what their consumers think about them and how they comp... more
Learn more about Nationwide, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.00
Average pricing $

Table of Contents

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Written by
Alexandra Arcand
Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Reviewed by
Eric Stauffer

Updated July 2025

Get Sacramento Car Insurance Quotes Online

To adequately compare Sacramento car insurance quotes, you need to first obtain enough quotes from enough companies to make a comparison. Four to five quotes from different companies should be enough to compare rates.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple Sacramento car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your Sacramento car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper Sacramento Auto Insurance

You can always try these other techniques to find the best deal on Sacramento car insurance.

  • If you'd rather contact a Sacramento insurance agent directly, you can search for Sacramento insurance agents by clicking the 'Find an Agent' link on our menu.
  • If you want to take the time to duplicate your data entry, you can go directly to company websites like Liberty Mutual, State Farm, Allstate or Farmers Insurance to get quotes.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your Sacramento Car Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - Sacramento drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Reconsider Small Claims - If you have a claim that's not very much in excess of your deductible, just pay the claim yourself. Claim-free drivers pay lower rates.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

Free Insurance Comparison

Compare Quotes From Top Companies and Save

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Sacramento Insurance Agents

Listed below are Sacramento agents who may be able to help you find California car insurance. View all Sacramento insurance agents.

Brooke Agency – Fausto Bucheli
2260 Park Towne Cir Ste 103
Sacramento, CA 95825

Hebert Insurance Agency
865 Howe Ave Ste 205
Sacramento, CA 95825

Richard Hefner
3300 Watt Ave # B
Sacramento, CA 95821

CNK Insurance Service
2701 Cottage Way Ste 6
Sacramento, CA 95825

Enterprise Insurance Services
3112 O St
Sacramento, CA 95816

Titan Auto Insurance
5591 Sky Pkwy
Sacramento, CA 95823

Albert Figueroa
2740 Arden Way Ste 100
Sacramento, CA 95825

T H Tax & Insurance Services
2831 Fruitridge Rd
Sacramento, CA 95820

Greater Metrowest Insurance Agency
7000 Franklin Blvd
Sacramento, CA 95823

Lisa Ngo
5687 Stockton Blvd
Sacramento, CA 95824

Jessie Lin
1851 Heritage Ln Ste 111
Sacramento, CA 95815

Liliya Vizitiu
4045 N Freeway Blvd
Sacramento, CA 95834

John Taylor Jr
2628 El Camino Ave Ste A14
Sacramento, CA 95821

Meron Zeleke
1851 Heritage Ln Ste 240
Sacramento, CA 95815

Brooke Agency – Fausto Bucheli
5514 Florin Rd
Sacramento, CA 95823

J Enrique Rojas
2775 Cottage Way Ste 39
Sacramento, CA 95825

Hung Truong
6895 Lindale Dr
Sacramento, CA 95828

Bob Spears
3110 Fulton Ave
Sacramento, CA 95821

Lori McCarter Curry
451 Parkfair Dr Ste 2
Sacramento, CA 95864

McDowall & Keeney Insurance Associates
865 Howe Ave Ste 200
Sacramento, CA 95825

June Huang
4611 Freeport Blvd Ste 7
Sacramento, CA 95822

James Nelson
2020 U St # 100
Sacramento, CA 95818

Seabury & Smith
2555 3rd St Ste 100
Sacramento, CA 95818

John O Bronson Company
3636 American River Dr Ste 200
Sacramento, CA 95864

Baja Insurance Services
4399 Florin Rd
Sacramento, CA 95823

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