San Francisco Car Insurance Prices

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Find the Lowest Car Insurance Rates Today

Quote’s drivers have found rates as low as $42/month in the last few days!

Updated Mar 2024
Learn more about Liberty Mutual Insurance, what products they offer, what their consumers think about them and... more
Learn more about Liberty Mutual Insurance, what products they offer, what their consumers think about them and how they compare against other carriers. less
3.91
Average pricing $
Updated Aug 2025
Learn more about Progressive Insurance, what products they offer, what their consumers think about them and ho... more
Learn more about Progressive Insurance, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.04
Average pricing $
Updated Jul 2025
Is State Farm Insurance good? As one of the most popular providers in the country, State Farm boasts strong fi... more
Is State Farm Insurance good? As one of the most popular providers in the country, State Farm boasts strong financial ratings and positive customer reviews. State Farm homeowners insurance reviews rank it in the top ten for claims satisfaction. Coverage is also available in all 50 states, which is important to Florida less
4.07
Average pricing $
Updated Jan 2025
Learn more about USAA, what products they offer, what their consumers think about them and how they compare ag... more
Learn more about USAA, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.68
Good pricing $$

Table of Contents

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Written by
Alexandra Arcand
Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Reviewed by
Eric Stauffer

Updated July 2025

Get San Francisco Auto Insurance Quotes Online

In order to fairly compare San Francisco auto insurance rates, you first need to get 4 to 5 rate quotes from different California auto insurance companies.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple San Francisco car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your San Francisco car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper San Francisco Car Insurance

If you want to cover all your bases when shopping for San Francisco car insurance, try these ideas when shopping for coverage.

  • If you'd rather contact a San Francisco insurance agent directly, you can search for San Francisco insurance agents by clicking the 'Find an Agent' link on our menu.
  • Companies like Liberty Mutual, Allstate, State Farm and Farmers Insurance all allow you to get quotes directly from their respective websites.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your San Francisco Auto Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - San Francisco drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Don't File All Claims - It's not a good idea to frequently file claims with your insurance company. Sometimes you can't avoid it, but if it's a small claim, reconsider filing and just pay the claim yourself.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

Free Insurance Comparison

Compare Quotes From Top Companies and Save

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San Francisco Insurance Agents

Listed below are San Francisco agents who may be able to help you find California car insurance. View all San Francisco insurance agents.

ISU – Sattler Insurance Services
201 California St Ste 200
San Francisco, CA 94111

Colemont Insurance Bkrs Of Ca
100 California St Ste 600
San Francisco, CA 94111

Helen Kuan
616 Taraval St
San Francisco, CA 94116

Frank Crystal & Company Of Ca
575 Market St
San Francisco, CA 94105

Calender-Robinson Company
300 Montgomery St Ste 888
San Francisco, CA 94103

Titan Auto Insurance
553 B El Camino Real
San Francisco, CA 94080

Irene Tsang
522 Taraval St
San Francisco, CA 94116

Yin Kong
2555 San Bruno Ave Ste 200
San Francisco, CA 94134

Irene C Herman Insurance Services
422 Presidio Ave
San Francisco, CA 94115

Jeffrey Lee
330 Townsend St Ste 225
San Francisco, CA 94107

Russ Nott
330 Townsend St Ste 108
San Francisco, CA 94107

Dave Stewart Insurance Agency
821 Folsom St Ste 101
San Francisco, CA 94107

Estrellita Lepana
4995 Mission St
San Francisco, CA 94112

Derek Sene
499 8th Ave
San Francisco, CA 94118

Barulich Insurance Agency
The Embarcadero
San Francisco, CA 94111

Akira Endo
2121 19th Ave
San Francisco, CA 94116

Joe Freund
2787 California St
San Francisco, CA 94115

AAA Insurance
160 Sutter St
San Francisco, CA 94104

Jason Gee
2131 19th Ave # 200
San Francisco, CA 94116

Jack Lin
2151 Irving St Ste 201
San Francisco, CA 94122

Eric Liu
3410 Geary Blvd Ste 335
San Francisco, CA 94118

Wang Insurance Agency
2620 Judah St
San Francisco, CA 94122

Eugene Kharakh
1434 Taraval St
San Francisco, CA 94116

Gallagher-Tarantino Insurance Services
1 Market Plz
San Francisco, CA 94105

Budovskys Insurance Services
6254 Geary Blvd
San Francisco, CA 94121

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