San Francisco Car Insurance Prices
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Insurance and Finance Writer
Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...
Alexandra Arcand


Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Eric Stauffer
Updated July 2025
Get San Francisco Auto Insurance Quotes Online
In order to fairly compare San Francisco auto insurance rates, you first need to get 4 to 5 rate quotes from different California auto insurance companies.
To start, simply click the graphic above and you will be taken to a short form where you can get multiple San Francisco car insurance quotes just by completing the one form.
Find Lower Insurance Prices
As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.
Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.
Factors that determine your San Francisco car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.
Find Cheaper San Francisco Car Insurance
If you want to cover all your bases when shopping for San Francisco car insurance, try these ideas when shopping for coverage.
- If you'd rather contact a San Francisco insurance agent directly, you can search for San Francisco insurance agents by clicking the 'Find an Agent' link on our menu.
- Companies like Liberty Mutual, Allstate, State Farm and Farmers Insurance all allow you to get quotes directly from their respective websites.
- Your friends and family are a good source of car insurance referal information, both good and bad.
Slash your San Francisco Auto Insurance Prices
In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.
- Be a Safe Driver - San Francisco drivers who obey the law pay much less than poor drivers.
- Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
- Don't File All Claims - It's not a good idea to frequently file claims with your insurance company. Sometimes you can't avoid it, but if it's a small claim, reconsider filing and just pay the claim yourself.
- Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.
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San Francisco Insurance Agents
Listed below are San Francisco agents who may be able to help you find California car insurance. View all San Francisco insurance agents.
David Santos-Cucalon
Pier27 Admin Bldg 210
San Francisco, CA 94111
California Associates Insurance Bkrs
300 Montgomery St Ste 450
San Francisco, CA 94104
Cindy Wong
825 Van Ness Ave Ste 501
San Francisco, CA 94109
Moriwaki Imai & Fujita
1375 Sutter St Ste 100
San Francisco, CA 94109
Lynn Petrie Lange
3717 Buchanan St Ste 100
San Francisco, CA 94123
Elliott Chung
965 Mission St Ste 102
San Francisco, CA 94103
Michael J Mahoney
2208 Union St
San Francisco, CA 94123
Heffernan Insurance Brokers
120 Howard St Ste 550
San Francisco, CA 94105
M J Carlos Bermudez
582 Market St Ste 204
San Francisco, CA 94104
Reinholdt Insurance Agency
544 Golden Gate Ave
San Francisco, CA 94102
Alan Chan
1700 California St Ste 210
San Francisco, CA 94109
Angela Lee
1434 Taraval St # 1
San Francisco, CA 94116
Alex Boquiren
1434 Taraval St
San Francisco, CA 94116
David Sok
1434 Taraval St
San Francisco, CA 94116
Luong Tu
1434 Taraval St
San Francisco, CA 94116
Wang Insurance Agency
2620 Judah St
San Francisco, CA 94122
Akira Endo
2121 19th Ave
San Francisco, CA 94116
Ricky Tam
290 7th Ave # 201
San Francisco, CA 94118
Stephen Mahoney
360 W Portal Ave Ste E
San Francisco, CA 94127
Dmitry Erenkov
3450 Geary Blvd Ste 100
San Francisco, CA 94118
Rodolfo Arguello
2456 Mission St
San Francisco, CA 94110
Frank Crystal & Company of CA
120 Montgomery St Ste 600
San Francisco, CA 94104
Philip Ng
12 Hale St
San Francisco, CA 94134
Martin Lin
2151 Irving St Ste 201
San Francisco, CA 94122
Nancy Hu
870 Market St Ste 780
San Francisco, CA 94102
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