San Francisco Car Insurance Prices

Find Affordable California Auto Insurance Coverage

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Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Insurance and Finance Writer

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Licensed Insurance Agent

UPDATED: Jul 7, 2025

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Get San Francisco Auto Insurance Quotes Online

In order to fairly compare San Francisco auto insurance rates, you first need to get 4 to 5 rate quotes from different California auto insurance companies.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple San Francisco car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your San Francisco car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper San Francisco Car Insurance

If you want to cover all your bases when shopping for San Francisco car insurance, try these ideas when shopping for coverage.

  • If you'd rather contact a San Francisco insurance agent directly, you can search for San Francisco insurance agents by clicking the 'Find an Agent' link on our menu.
  • Companies like Liberty Mutual, Allstate, State Farm and Farmers Insurance all allow you to get quotes directly from their respective websites.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your San Francisco Auto Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - San Francisco drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Don't File All Claims - It's not a good idea to frequently file claims with your insurance company. Sometimes you can't avoid it, but if it's a small claim, reconsider filing and just pay the claim yourself.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

Free Auto Insurance Comparison

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San Francisco Insurance Agents

Listed below are San Francisco agents who may be able to help you find California car insurance. View all San Francisco insurance agents.

David Tsao
3739 Geary Blvd
San Francisco, CA 94118

Ernie Louie
2209 Clement St
San Francisco, CA 94121

David Santos-Cucalon
Pier27 Admin Bldg 210
San Francisco, CA 94111

Asia Insurance Agency
300 Montgomery St Ste 908
San Francisco, CA 94104

Kiet Nguyen
4198 Mission St
San Francisco, CA 94112

Arthur J Gallagher & Company
One Market St Spear Tower #200
San Francisco, CA 94105

Carol Yee
1434 Taraval St
San Francisco, CA 94116

Joseph A Lopez
1434 Taraval St
San Francisco, CA 94116

Sally Vuong
3410 Geary Blvd Ste 310
San Francisco, CA 94118

George Jee Insurance Services
6115 Geary Blvd Ste 202
San Francisco, CA 94121

Heffernan Insurance Brokers
120 Howard St Ste 550
San Francisco, CA 94105

Stanly Insurance Brokerage
580 California St Fl 12
San Francisco, CA 94104

Rush & OKane Insurance Bkrs
2121 19th Ave
San Francisco, CA 94116

Arnold Sambel
1249 Geneva Ave
San Francisco, CA 94112

Adolfo O Caszarry
2208 Union St
San Francisco, CA 94123

ISU – Sattler Insurance Services
201 California St Ste 200
San Francisco, CA 94111

Clysly Desales
1434 Taraval St
San Francisco, CA 94116

Lynn Petrie Lange
3717 Buchanan St Ste 100
San Francisco, CA 94123

Jeffrey Lee
330 Townsend St Ste 225
San Francisco, CA 94107

Lilly Wong
2055 Market St
San Francisco, CA 94114

Grand Avenue Insurance Agency
1537 Franklin St Ste 105
San Francisco, CA 94109

Phil Bertetta
3524 Geary Blvd
San Francisco, CA 94118

Manuel E De Vera
4804 Mission St Ste 208
San Francisco, CA 94112

Anita Yee
2323 Noriega St Ste 206
San Francisco, CA 94122

Jack Lin
2151 Irving St Ste 201
San Francisco, CA 94122

Find Affordable California Auto Insurance Coverage

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