San Jose Car Insurance Prices

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San Jose Car Insurance Prices

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Insurance and Finance Writer

UPDATED: Jul 7, 2025

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Get San Jose Auto Insurance Quotes Online

Before you can compare San Jose car insurance rates, you will need to get a good number of quotes from California car insurance companies. 4 or 5 should give you enough of a selection to compare.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple San Jose car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your San Jose car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper San Jose Car Insurance

If buying San Jose car insurance online is not your cup of tea, there are other ways to secure insurance on your vehicles.

  • If you'd rather contact a San Jose insurance agent directly, you can search for San Jose insurance agents by clicking the 'Find an Agent' link on our menu.
  • It's always possible to go directly to the websites of companies like Farmers Insurance, Allstate, State Farm or Libery Mutual to get a direct car insurance quote.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your San Jose Auto Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - San Jose drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Don't File Small Claims - Insureds who have a tendancy to file small claims will pay higher rates than those who choose to pay small claims out-of-pocket.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

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San Jose Insurance Agents

Listed below are San Jose agents who may be able to help you find California car insurance. View all San Jose insurance agents.

Terry Shangreaux
1905 Hamilton Ave # 202
San Jose, CA 95125

Carlo Brusaschetti
1150 Hillsdale Ave Ste 103
San Jose, CA 95118

Paul Curiel
2670 S White Rd Ste 90
San Jose, CA 95148

Randall Talley
5406 Thornwood Dr Ste 100a
San Jose, CA 95123

Mission Counties Insurance Agency
1530 Meridian Ave Ste 101
San Jose, CA 95125

Deborah Brown
2695 Moorpark Ave # 201
San Jose, CA 95128

John Danen
1610 Blossom Hill Rd Ste 11
San Jose, CA 95124

Anthony Nguyen
2857 Senter Rd
San Jose, CA 95111

Ben Cendana
2670 S White Rd Ste 273
San Jose, CA 95148

Inspro Agents & Brokers Insurance
4010 Moorpark Ave Ste 112
San Jose, CA 95117

Nature Insurance Agency
121 E Gish Rd
San Jose, CA 95112

David McCoy
360 Kiely Blvd Ste 105
San Jose, CA 95129

Alice M Chan
2136 Ringwood Ave
San Jose, CA 95131

Ed Rodrigues
6110 Camino Verde Dr Ste 8
San Jose, CA 95119

Harry Nguyen
1221 Story Rd # 120
San Jose, CA 95122

Suhr Risk Services Of California Insurance Brk
1471 Saratoga Ave Ste 200
San Jose, CA 95129

Walton & Associates Insurance Services
3150 Almaden Expy Ste 102
San Jose, CA 95118

Olga Ortmann
4606 Meridian Ave Ste F
San Jose, CA 95124

Larry Krieger
1276 Lincoln Ave
San Jose, CA 95125

Dipika Vora
181 Metro Dr Ste 290
San Jose, CA 95110

Phuong T Tran
510 N 1st St Ste 224
San Jose, CA 95112

Bruce Ha
730 Story Rd Ste 3
San Jose, CA 95122

Kirk Scolari
3097 Moorpark Ave Ste 202
San Jose, CA 95128

Mohammad Parandian
1777 Hamilton Ave Ste 203
San Jose, CA 95125

Gary Sanchez
2053 Lincoln Ave Ste A
San Jose, CA 95125

Find Affordable California Auto Insurance Coverage

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